445 E North St, Somonauk, IL 60552 Property Records

DeKalb County property record for 445 E North St, Somonauk, IL 60552

Property Summary

Property Type	Single Family Home
Lot Size	0.225 acres (9,809 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Dec 2021)
Tax Bill	$6,457 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-33-301-009`

Property Details

APN / Parcel Number

Primary APN	`18-33-301-009`

Exterior

Lot Area	9,809 sqft (0.225 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Location & Zoning

Account Number	1833301009
Street Address	445 E NORTH ST
City	SOMONAUK
State	IL
Zip	60552-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHEAST PARKWAY SUBDIVISION - W 75FT LOT 4
Legal Subdivision	NORTHEAST PARKWAY SUBDIVISION
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	SOMONAUK
Census Block Group	2
Census Block	2015
Census Tract	1900

Owner

445 E North St is owned and occupied by an individual who bought it in December 2021.

Source: DeKalb County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	445 E NORTH ST, SOMONAUK, IL 60552-3160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Dec 9, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Dec 9, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Prior Sale	Jun 23, 2015 · Amount on File
Deed Document Number	202115945
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0000015944
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Jun 1, 2026
Property Address	445 E NORTH ST, SOMONAUK, IL 60552-3160
Document Number	0000004548
Instrument Date	May 19, 2026
Instrument	20264548
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E RECORDING PARTNERS NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 E NORTH ST, SOMONAUK, IL 60552-3160

Mortgage

Document Number	0000004548,
Date	Jun 1, 2026
Instrument	20264548

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	9.38%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 9, 2021
Property Address	445 E NORTH ST, SOMONAUK, IL 60552-3160
Document Number	0000015945
Map Reference	DOC 318688
Instrument Date	Dec 3, 2021
Instrument	2021015945
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 E NORTH ST, SOMONAUK, IL 60552-3160

Mortgage

Document Number	0000015946
Date	Dec 9, 2021
Instrument	2021015946

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Dec 9, 2021
Property Address	445 E NORTH ST, SOMONAUK, IL 60552-3160
Document Number	0000015944
Map Reference	DOC 318688
Instrument Date	Nov 30, 2021
Instrument	2021015944
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 MARCY ST, OTTAWA, IL 61350-4323

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Somonauk Township
Municipality	Somonauk Village
Unified School District	Somonauk Community Unit School District 432 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,557 Land $13,014 Building $73,543	$259,671 Land $39,042 Building $220,629
2024	$6,457.00
2023		$71,283 Land $10,718 Building $60,565	$213,849 Land $32,154 Building $181,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 445 E North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMONAUK serves 1,860 people · EPA ID IL0374870
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV, Xfinity.

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