400 E North St, Somonauk, IL 60552 Property Records

DeKalb County property record for 400 E North St, Somonauk, IL 60552

Property Summary

Property TypeSingle Family Home
Lot Size0.82 acres (35,719 sqft)
OwnerIndividual Name on File
Last Sale$321,000 (Jun 2019)
Tax Bill$11,671 (2024)
Deeds & MortgagesJul 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-33-100-024

Property Details

APN / Parcel Number

Primary APN18-33-100-024

Exterior

Lot Area35,719 sqft (0.82 acres)
Lot Dimensions315 ft deep x 113 ft wide

Location & Zoning

Account Number1833100024
Street Address400 E NORTH ST
CitySOMONAUK
StateIL
Zip60552-3162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 - MARSHALLS FIELD SUBDIVISION
Legal SubdivisionMARSHALLS FIELD SUBDIVISION
Legal Lot Number5
JurisdictionDE KALB IL
Township / Civil DivisionSOMONAUK
Census Block Group1
Census Block1064
Census Tract1900

Owner

400 E North St is owned and occupied by an individual who bought it in June 2019.

Source: DeKalb County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address400 E NORTH ST, SOMONAUK, IL 60552-3162
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage · Conventional with PMI
OLD SECOND NAT'L BK
Jun 11, 2019Warranty Deed, Transfer · Conventional with PMI
OLD SECOND NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2019 · Amount on File
Deed SaleJun 11, 2019 · Amount on File
Deed Document Number20194871
Prior Transfer DateFeb 28, 2008
Prior Transfer Doc0000003063
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address400 E NORTH ST, SOMONAUK, IL 60552-3162
Document Number0000007205
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyWHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address400 E NORTH ST SOMONAUK IL 605523162, SOMONAUK, IL 60552-3162

Mortgage

Document Number0000007205
DateJul 24, 2020
Instrument7205
Lender
NameOLD SECOND NAT'L BK
TypeBank
Address37 S RIVER ST, AURORA, IL 60506-4173
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueJul 23, 2040

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJun 11, 2019
Property Address400 E NORTH ST, SOMONAUK, IL 60552-3162
Document Number0000004871
Instrument DateJun 6, 2019
Instrument4871
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$321.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address400 E NORTH ST SOMONAUK IL 605523162, SOMONAUK, IL 60552-3162

Mortgage

Document Number4872
DateJun 11, 2019
Instrument4872
Lender
NameOLD SECOND NAT'L BK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 10, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSomonauk Township
MunicipalitySomonauk Village
Unified School DistrictSomonauk Community Unit School District 432 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$156,460 Land $24,886 Building $131,574$469,380 Land $74,658 Building $394,722
2024$11,671.00
2023$128,849 Land $20,494 Building $108,355$386,547 Land $61,482 Building $325,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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