DeKalb County property record for 440 E North St, Somonauk, IL 60552
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2020) |
| Tax Bill | $9,482 (2021) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-33-100-022 |
| Primary APN | 18-33-100-022 |
|---|
| Lot Area | 34,848 sqft (0.8 acres) |
|---|---|
| Lot Dimensions | 315 ft deep x 110 ft wide |
| Account Number | 1833100022 |
|---|---|
| Street Address | 440 E NORTH ST |
| City | SOMONAUK |
| State | IL |
| Zip | 60552-3198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 - MARSHALLS FIELD SUBDIVISION |
| Legal Subdivision | MARSHALLS FIELD SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SOMONAUK |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 1900 |
440 E North St is owned and occupied by two individuals who bought it in April 2020.
Source: DeKalb County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 E NORTH ST, SOMONAUK, IL 60552-3198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · VA Mortgage NP INC |
| Apr 28, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Jun 29, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on File |
| Deed Sale | Apr 28, 2020 · Amount on File |
| Deed Document Number | 20203629 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 440 E NORTH ST, SOMONAUK, IL 60552-3198 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000015251 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021015251 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.26% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Apr 28, 2020 |
| Property Address | 440 E NORTH ST, SOMONAUK, IL 60552-3198 |
| Document Number | 0000003629 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 3629 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3023 EDWARD ST PLANO IL 605452174, PLANO, IL 60545-2174 |
| Document Number | 3630 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 3630 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 440 E NORTH ST, SOMONAUK, IL 60552-3198 |
| Document Number | 0000007048 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 E NORTH ST SOMONAUK IL 605523198, SOMONAUK, IL 60552-3198 |
| Document Number | 0000007048 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 7048 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 440 E NORTH ST, SOMONAUK, IL 60552-3198 |
| Document Number | 0000001773 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2018 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 440 E NORTH ST SOMONAUK IL 605523198, SOMONAUK, IL 60552-3198 |
| Document Number | 0000001773 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 1773 |
| Name | FIRST CENTENNIAL MTG CORP |
|---|---|
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 26, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Somonauk Township |
| Municipality | Somonauk Village |
| Unified School District | Somonauk Community Unit School District 432 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $150,757 Land $24,886 Building $125,871 | $452,271 Land $74,658 Building $377,613 | |
| 2023 | $124,153 Land $20,494 Building $103,659 | $372,459 Land $61,482 Building $310,977 | |
| 2021 | $9,482.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 440 E North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 E North St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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