445 E Elm St, Noble, OK 73068 Property Records

Cleveland County property record for 445 E Elm St, Noble, OK 73068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,829 sqft · built 1965
Lot Size	0.4 acres (17,424 sqft)
Owner	Owner Name on File
Last Sale	$116,000 (Aug 2014)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NB40AAAOT 4 17001`

Property Details

APN / Parcel Number

Primary APN	`NB40AAAOT 4 17001`
Alternative APN	`20170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,829 sqft Living Area
1st Floor Area	1,829 sqft

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Carport
Garage Area	546 sqft
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	572 sqft
Patio Area	80 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20170
Old Parcel Number	20170
Street Address	445 E ELM ST
City	NOBLE
State	OK
Zip	73068-8429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOBLE OT LOTS 17 THRU 21 BLK 4
Legal Range	02W
Legal Township	08N
Legal Section	27
Legal Subdivision	NOBLE ORIGINAL TOWN
Legal Block	4
Legal Lot Number	17-21 18
Jurisdiction	CLEVELAND OK
Township / Civil Division	NOBLE
Census Block Group	3
Census Block	3004
Census Tract	202501

Owner

Source: Cleveland County records · APN NB40AAAOT 4 17001

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	445 E ELM ST, NOBLE, OK 73068-8429
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Aug 15, 2014 · Amount on Record
Deed Sale	Aug 15, 2014 · Amount on Record
Prior Sale	Apr 04, 2014
Deed Document Number	R 2014 28474
Deed Book / Page	5326 / 0951
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	445 E ELM ST, NOBLE, OK 73068-8429
Document Number	0000016967
Book / Page	005681 / 000988
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 E ELM ST NOBLE OK 730688429, NOBLE, OK 73068-8429

Mortgage

Document Number	0000016967
Date	May 30, 2017
Book Page	005681/000988
Instrument	16967

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 29, 2032

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Noble City
Unified School District	Noble Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00 (+11.31%)	$15,752 (+10.25%) Land $1,807 Building $13,945	$220,504 (+11.16%) Land $25,301 Building $195,203
2023	$1,706.00	$14,288 Land $1,894 Building $12,394	$198,367 Land $26,304 Building $172,063

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (40027C), updated February 20, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400272025013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 509 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Oklahoma Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NOBLE UTILITIES AUTHORITY serves 5,750 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.