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403 E Elm St, Noble, OK 73068 Property Records

Cleveland County property record for 403 E Elm St, Noble, OK 73068

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,579 sqft · built 1965
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$52,000 (Apr 2010)
Tax Bill$913 (2025)
Deeds & MortgagesDec 2020 Transfer
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR0020169

Property Details

APN / Parcel Number

Primary APNR0020169
Alternative APNs
  • NB40AAAOT 4 13001
  • 20169

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,579 sqft Living Area
1st Floor Area1,579 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
View / LotNeighborhood
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft

Exterior Amenities

PorchPorch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20169
Street Address403 E ELM ST
CityNOBLE
StateOK
Zip73068-8429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOBLE OT S 12 1/2 LOT 13 AND ALL LTS 14 15 16 BLK 4
Legal Range02W
Legal Township08
Legal Section27
Legal SubdivisionNOBLE ORIGINAL TOWN
Legal Block4
Legal Lot Number13
JurisdictionCLEVELAND OK
Township / Civil DivisionNOBLE
Census Block Group3
Census Block3005
Census Tract202501

Owner

Source: Cleveland County records · APN R0020169

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 E ELM ST, NOBLE, OK 73068-8429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 29, 2017Affidavit of Death, Mortgage · Conventional with PMI
REPUBLIC BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2010 · Amount on Record
Deed SaleApr 30, 2010 · Amount on Record
Deed Document Number201013524
Deed Book / Page4739 / 1146
Last Transfer DateSep 28, 2015
Transfer DocR201534835
Record UpdatedJun 08, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLEVELAND OK
Recording DateDec 28, 2020
Property Address403 E ELM ST, NOBLE, OK 73068-8429
Document Number0000048039
Book / Page006169 / 000147
Instrument DateDec 28, 2020
Instrument48039
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E ELM ST NOBLE OK 730688429, NOBLE, OK 73068-8429

August 2017: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionCLEVELAND OK
Recording DateAug 29, 2017
Property Address403 E ELM ST, NOBLE, OK 73068-8429
Document Number0000028632
Book / Page005714 / 000053
Instrument DateAug 21, 2017
Instrument28632
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E ELM ST NOBLE OK 73068, NOBLE, OK 73068

Mortgage

Document Number28633
DateAug 29, 2017
Book Page005714/000056
Instrument28633
Lender
NameREPUBLIC BK&TR
TypeBank
AddressNORMAN, OK 73070-5369
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueAug 28, 2037

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNoble City
Unified School DistrictNoble Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$913.00 (-7.78%) Homeowner's exemption$9,580 (+3%) Land $1,274 Building $8,306$171,697 (+13.52%) Land $22,844 Building $148,853
2023$990.00 Homeowner's exemption$9,301 Land $1,437 Building $7,864$151,243 Land $23,368 Building $127,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (40027C), updated February 20, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400272025013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 509 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Oklahoma Electric Cooperative
Fiber		1,000 / 1,000
Optimum Communications
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNOBLE UTILITIES AUTHORITY
serves 5,750 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting11
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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