309 E Elm St, Noble, OK 73068 Property Records

Cleveland County property record for 309 E Elm St, Noble, OK 73068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,837 sqft · built 1954
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Mar 2022)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NB40AAAOT 3 17001`

Property Details

APN / Parcel Number

Primary APN	`NB40AAAOT 3 17001`
Alternative APN	`20158`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,837 sqft Living Area
1st Floor Area	1,837 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Mixed
Garage Area	399 sqft

Exterior Amenities

Porch	Porch
Porch Area	296 sqft
Deck Area	Deck Area
Patio Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20158
Old Parcel Number	20158
Street Address	309 E ELM ST
City	NOBLE
State	OK
Zip	73068-8472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOBLE OT LOTS 17 THRU 20 BLK 3
Legal Range	02W
Legal Township	08N
Legal Section	27
Legal Subdivision	NOBLE ORIGINAL TOWN
Legal Block	3
Legal Lot Number	17-20 18
Jurisdiction	CLEVELAND OK
Township / Civil Division	NOBLE
Census Block Group	3
Census Block	3006
Census Tract	202501

Owner

Source: Cleveland County records · APN NB40AAAOT 3 17001

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 E ELM ST, NOBLE, OK 73068-8472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	0064021031
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 29, 2022
Property Address	309 E ELM ST, NOBLE, OK 73068-8472
Document Number	R202211166
Book / Page	6402 / 1031
Instrument Date	Mar 25, 2022
Instrument	R 2022 11166
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E ELM ST, NOBLE, OK 73068-8472

Mortgage

Document Number	R202211167
Date	Mar 29, 2022
Instrument	R 2022 11167

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Noble City
Unified School District	Noble Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,242.00 (+2.19%)	$18,592 (+1.16%) Land $2,839 Building $15,753	$154,941 (+1.16%) Land $23,663 Building $131,278
2023	$2,194.00	$18,379 Land $2,921 Building $15,458	$153,164 Land $24,347 Building $128,817

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (40027C), updated February 20, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400272025013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 509 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Oklahoma Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NOBLE UTILITIES AUTHORITY serves 5,750 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.