445 E Atwater Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 445 E Atwater Ave, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	2,178 sqft · built 1956
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,376 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-01-406-035`

Property Details

APN / Parcel Number

Primary APN	`06-01-406-035`

Interior

Stories	2 Stories
Building Area	2,178 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,089 sqft
2nd Floor Area	1,089 sqft
Basement Area	518 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	11 ft deep x 7.4 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	445 E ATWATER AVE
City	ELMHURST
State	IL
Zip	60126-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BRYNHAVEN UNIT 3
Legal Subdivision	BRYNHAVEN
Legal Lot Number	308
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3002
Census Tract	842800

Owner

445 E Atwater Ave is owned and occupied by two individuals who acquired it in January 1996.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 E ATWATER AVE, ELMHURST, IL 60126-3612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 1996
Deed Sale	Jan 2, 1996
Deed Document Number	1996510
Prior Transfer Date	Oct 31, 1995
Prior Transfer Doc	0000000510
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Mar 4, 2022
Property Address	445 E ATWATER AVE, ELMHURST, IL 60126-3612
Document Number	0000023216
Map Reference	DOC 736664
Instrument Date	Feb 8, 2022
Instrument	R2022-023216
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 E ATWATER AVE, ELMHURST, IL 60126-3612

Mortgage

Document Number	0000023217
Date	Mar 4, 2022
Instrument	R2022-023217

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 445 E Atwater Ave was $13,376 with a veteran's exemption, up 100.8% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,376.00 (+100.81%) Veteran's exemption	$247,125 (+7.86%) Land $103,553 Building $143,572	$741,375 (+7.86%) Land $310,659 Building $430,716
2024	$6,661.00	$229,117 Land $96,007 Building $133,110	$687,351 Land $288,021 Building $399,330
2022	$7,006.00 Homeowner's exemption Senior Citizen's exemption	$203,650 Land $85,330 Building $118,320	$610,950 Land $255,990 Building $354,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 E Atwater Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 E Atwater Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20