DuPage County property record for 438 E Atwater Ave, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 1,163 sqft · built 1956 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,023 (2025) |
| Deeds & Mortgages | Jun 2020 Sale Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-411-003 |
| Primary APN | 06-01-411-003 |
|---|
| Building Area | 1,163 sqft Living Area |
|---|---|
| Gross Area | 1,681 sqft |
| 1st Floor Area | 571 sqft |
| 2nd Floor Area | 592 sqft |
| Basement Area | 518 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 11.3 ft deep x 6.5 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 438 E ATWATER AVE |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BRYNHAVEN UNIT 3 |
| Legal Subdivision | BRYNHAVEN |
| Legal Lot Number | 277 |
| Legal Unit | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 842800 |
438 E Atwater Ave is owned and occupied by two individuals.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 E ATWATER AVE, ELMHURST, IL 60126-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Apr 20, 2019 | Deed of Trust, Mortgage · Line of Credit ACCESS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 24, 2020 |
| Property Address | 438 E ATWATER AVE, ELMHURST, IL 60126-3613 |
| Document Number | 0000065588 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 65588 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $338.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 414 PLAZA DR #502 WESTMONT IL 605591265, 502, WESTMONT, IL 60559-1265 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 438 E ATWATER AVE, ELMHURST, IL 60126-3613 |
| Document Number | 0000048669 |
| Instrument Date | Apr 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 438 E ATWATER AVE ELMHURST IL 601263613, ELMHURST, IL 60126-3613 |
| Document Number | 0000048669 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 48669 |
| Name | ACCESS CU |
|---|---|
| Type | Credit Union |
| Address | BROADVIEW, IL 60156 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 18, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 438 E Atwater Ave was $8,023 with a veteran's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Elmhurst City |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,023.00 | $154,629 Land $93,043 Building $61,586 | $463,887 Land $279,129 Building $184,758 |
| 2022 | $7,060.00 Homeowner's exemption Senior Citizen's exemption | $127,430 Land $76,680 Building $50,750 | $382,290 Land $230,040 Building $152,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 E Atwater Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1979–1990) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 E Atwater Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMHURST serves 45,000 people · EPA ID IL0430350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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