DuPage County property record for 441 E Atwater Ave, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 1,452 sqft · built 1956 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Dec 2018) |
| Tax Bill | $11,832 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-406-037 |
| Primary APN | 06-01-406-037 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,452 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 1,452 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 14.6 ft deep x 7.9 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 441 E ATWATER AVE |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BRYNHAVEN UNIT 3 |
| Legal Subdivision | BRYNHAVEN |
| Legal Lot Number | 306 |
| Legal Unit | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 842800 |
441 E Atwater Ave is owned and occupied by an individual who bought it in December 2018.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 441 E ATWATER AVE, ELMHURST, IL 60126-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE, INC |
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP |
| Dec 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on File |
| Deed Sale | Dec 7, 2018 · Amount on File |
| Prior Sale | Dec 5, 2000 · Amount on File |
| Deed Document Number | 2018112939 |
| Prior Transfer Date | Dec 10, 1993 |
| Prior Transfer Doc | 0000300093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 2, 2026 |
| Property Address | 441 E ATWATER AVE, ELMHURST, IL 60126-3612 |
| Document Number | 0000020986 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202620986 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 441 E ATWATER AVE, ELMHURST, IL 60126-3612 |
| Document Number | 0000020986, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202620986 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.97% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 441 E ATWATER AVE, ELMHURST, IL 60126-3612 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000094217 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | R2022-094217 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 441 E ATWATER AVE, ELMHURST, IL 60126-3612 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000173625 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | R2021-173625 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 441 E ATWATER AVE, ELMHURST, IL 60126-3612 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | ALTIMA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000121805 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | R2019-121805 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate | 4.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Dec 7, 2018 |
| Property Address | 441 E ATWATER AVE, ELMHURST, IL 60126-3612 |
| Document Number | 0000112939 |
| Map Reference | DOC736664 |
| Instrument Date | Nov 19, 2018 |
| Instrument | R2018-112939 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 441 E ATWATER AVE, ELMHURST, IL 60126-3612 |
| Document Number | 0000112940 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | R2018-112940 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
The 2025 property tax bill for 441 E Atwater Ave was $11,832 with a homeowner's exemption, up 3.9% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Elmhurst City |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,832.00 (+3.9%) Homeowner's exemption | $212,447 (+7.86%) Land $140,481 Building $71,966 | $637,341 (+7.86%) Land $421,443 Building $215,898 |
| 2024 | $11,388.00 | $196,966 Land $130,244 Building $66,722 | $590,898 Land $390,732 Building $200,166 |
| 2022 | $10,407.00 Homeowner's exemption | $175,100 Land $115,780 Building $59,320 | $525,300 Land $347,340 Building $177,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 441 E Atwater Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1979–1990) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 441 E Atwater Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMHURST serves 45,000 people · EPA ID IL0430350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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