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445 E 17th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 445 E 17th St, Mishawaka, IN 46544

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,491 sqft · built 2001
Lot Size0.395 acres (17,220 sqft)
OwnerIndividual Name on File
Tax Bill$1,977 (2024)
Deeds & MortgagesJul 2012 Mortgage
Nov 2006 Transfer
Flood ZoneZone X (minimal risk)
APN71-09-22-152-007.000-022

Property Details

APN / Parcel Number

Primary APN71-09-22-152-007.000-022
Alternative APN
  • 0271001018302

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,491 sqft Living Area
Basement Area1,491 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2001
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area17,220 sqft (0.395 acres)
Lot Dimensions287 ft deep x 60 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0271001018302
Street Address445 E 17TH ST
CityMISHAWAKA
StateIN
Zip46544-5616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOVECHIO SUBDIVISION LOT 3 00-01 SET UP NEW SUB PER TRANS #6552 8-23-99
Legal SubdivisionLOVECHIO SUB
Legal Lot Number3
JurisdictionST JOSEPH IN
Township / Civil DivisionPENN
Census Block Group2
Census Block2040
Census Tract10300

Owner

445 E 17th St is owned and occupied by an individual who acquired it in November 2006.

Source: St. Joseph County records, as of March 6, 2026

Owner of RecordIndividual Name on File
Mailing Address445 E 17TH ST, MISHAWAKA, IN 46544-5616
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2012Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL BANK FSB
Nov 29, 2006Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 29, 2006
Transfer Doc0651237
Record UpdatedSep 20, 2026

July 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Property Address445 E 17TH ST, MISHAWAKA, IN 46544-5616
Transaction TypeMortgage
Record UpdatedJun 23, 2026
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001222135
DateJul 18, 2012
Instrument1222135
Lender
NameMUTUAL BANK FSB
TypeBank
AddressMISHAWAKA, IN 46545
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueAug 1, 2022

November 2006: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOSEPH IN
Recording DateNov 29, 2006
Property Address445 E 17TH ST, MISHAWAKA, IN 46544-5616
Document Number0000651237
Instrument DateAug 31, 2006
Instrument0651237
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 W 13TH ST, MISHAWAKA, IN 46544-5221
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionPenn Township
MunicipalityMishawaka City
Unified School DistrictPenn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$275,500 Land $41,900 Building $233,600$275,500 Land $41,900 Building $233,600
2024$1,977.00 (-1.98%)
2023$2,017.00 (+3.33%)$197,300 (-4.18%) Land $40,700 Building $156,600$197,300 (-4.18%) Land $40,700 Building $156,600
2022$1,952.00 Homeowner's exemption$205,900 Land $41,900 Building $164,000$205,900 Land $41,900 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 E 17th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 E 17th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMISHAWAKA UTILITIES
serves 49,675 people · EPA ID IN5271009
Water SourceGroundwater
Last State InspectionFeb 2025
Lead7 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Mercury Fiber, Verizon.

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