431 E 17th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 431 E 17th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,060 sqft · built 2003
Lot Size	0.506 acres (22,022 sqft)
Owner	Individual Name on File
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-22-152-005.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-22-152-005.000-022`
Alternative APN	`0271001018301`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
Gross Area	3,768 sqft
1st Floor Area	3,288 sqft
Basement Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Roof Material	Asphalt
Lot Area	22,022 sqft (0.506 acres)
Lot Dimensions	286 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 E 17TH ST
City	MISHAWAKA
State	IN
Zip	46544-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVECHIO SUBDIVISION LOT 1 00-01 SET UP NEW SUB PER TRANS #6552 8-23-99
Legal Range	99
Legal Township	23
Legal Section	8
Legal Subdivision	LOVECHIO SUBDIVISION
Legal Lot Number	1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2040
Census Tract	10300

Owner

431 E 17th St is owned and occupied by an individual who acquired it in July 2026.

Source: St. Joseph County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	509 GLENWOOD DR, GOSHEN, IN 46526-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Nov 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026
Deed Sale	Jul 24, 2026
Deed Document Number	202619423
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	201928618
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 24, 2026
Property Address	431 E 17TH ST, MISHAWAKA, IN 46544-5616
Document Number	0000019423
Instrument Date	Jul 14, 2026
Instrument	202619423
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GLENWOOD DR, GOSHEN, IN 46526-2227
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	431 E 17TH ST, MISHAWAKA, IN 46544-5616
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002032872
Date	Oct 23, 2020
Instrument	2032872

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

Interest

Rate Type	Fixed Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 4, 2019
Property Address	431 E 17TH ST, MISHAWAKA, IN 46544-5616
Document Number	0201928618
Map Reference	DOC 9939389
Instrument Date	Oct 28, 2019
Instrument	2019-28618
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 17TH ST, MISHAWAKA, IN 46544-5616

Tax Assessment & Valuation

The 2025 property tax bill for 431 E 17th St was $5,675 with a homeowner's exemption, up 117.9% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,675.00 (+117.85%)	$311,000 Land $53,800 Building $257,200	$311,000 Land $53,800 Building $257,200
2024	$2,605.00 (-2.18%)
2023	$2,663.00 (-49.67%)	$266,300 (-1.95%) Land $53,800 Building $212,500	$266,300 (-1.95%) Land $53,800 Building $212,500
2022	$5,291.00 Homeowner's exemption	$271,600 Land $53,800 Building $217,800	$271,600 Land $53,800 Building $217,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 E 17th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 E 17th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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