Penobscot County and Carmel Town property record for 445 Cook Rd, Carmel, ME 04419 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Mar 2024) |
| Tax Bill | $4,268 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0001 L:01=14 A |
| Primary APN | M:0001 L:01=14 A |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 222,156 sqft (5.1 acres) |
| Account Number | 524 |
|---|---|
| Street Address | 445 COOK RD |
| City | CARMEL |
| State | ME |
| Zip | 04419-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 1-14 A |
| Jurisdiction | CARMEL ME |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 11000 |
Source: Penobscot County and Carmel Town records · APN M:0001 L:01=14 A
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 COOK RD, CARMEL, ME 04419-3709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FINANCIAL |
| Mar 28, 2024 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on Record |
| Deed Sale | Mar 28, 2024 · Amount on Record |
| Prior Sale | Jun 10, 2016 · Amount on Record |
| Deed Document Number | 20246540 |
| Deed Book / Page | 17102 / 328 |
| Transfer Doc | 0141750081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 445 COOK RD, CARMEL, ME 04419-3709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0177700258 |
|---|---|
| Date | Feb 02, 2026 |
| Book Page | 17770/258 |
| Instrument | 2109 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CARMEL ME |
| Recording Date | Mar 28, 2024 |
| Property Address | 445 COOK RD, CARMEL, ME 04419-3709 |
| Document Number | 0171020328 |
| Book / Page | 17102 / 328 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 6540 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Investor | Possibly a Property Investor |
| Document Number | 0000006541 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 6541 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Penobscot County and Carmel Town records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Carmel Town |
| Unified School District | School Administrative District 23 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,268.00 (+15.76%) | $270,100 (-) Land $53,600 Building $216,500 |
| 2024 | $3,687.00 (+8.35%) | $270,100 (-) Land $53,600 Building $216,500 |
| 2022 | $3,403.00 | $270,100 Land $53,600 Building $216,500 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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