Penobscot County and Carmel Town property record for 398 Cook Rd, Carmel, ME 04419 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,106 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CARM M:0001 L:17 |
| Primary APN | CARM M:0001 L:17 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 97,139 sqft (2.23 acres) |
| Account Number | 1676 |
|---|---|
| Street Address | 398 COOK RD |
| City | CARMEL |
| State | ME |
| Zip | 04419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 17 |
| Jurisdiction | CARMEL ME |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 11000 |
Source: Penobscot County and Carmel Town records · APN CARM M:0001 L:17
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 184, CARMEL, ME 04419-0184 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Recording Date | Apr 17, 2026 |
| Property Address | 398 COOK RD, CARMEL, ME 04419 |
| Document Number | 0178430275 |
| Book / Page | 17843 / 275 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20269308 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009308, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 17843/275 |
| Instrument | 20269308 |
| Name | PEOPLES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Penobscot County and Carmel Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Carmel Town |
| Unified School District | School Administrative District 23 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,106.00 (+15.73%) | $259,900 (-) Land $46,100 Building $213,800 |
| 2024 | $3,548.00 (+8.34%) | $259,900 (-) Land $46,100 Building $213,800 |
| 2022 | $3,275.00 | $259,900 Land $46,100 Building $213,800 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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