Penobscot County and Carmel Town property record for 416 Cook Rd, Carmel, ME 04419
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,272 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CARM M:0001 L:19 |
| Primary APN | CARM M:0001 L:19 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 130,680 sqft (3 acres) |
| Account Number | 1675 |
|---|---|
| Street Address | 416 COOK RD |
| City | CARMEL |
| State | ME |
| Zip | 04419-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 19 |
| Jurisdiction | CARMEL ME |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 11000 |
Source: Penobscot County and Carmel Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416 COOK RD, CARMEL, ME 04419-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY CREDIT UNION |
| Nov 4, 2019 | Deed of Trust, Mortgage UNIVERSITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 416 COOK RD, CARMEL, ME 04419-3720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0168460062 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 16846/62 |
| Instrument | 12487 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 416 COOK RD, CARMEL, ME 04419-3720 |
| Document Number | 0153470029 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 416 CROOK RD CARMEL ME 04419, CARMEL, ME 04419 |
| Document Number | 0153470029 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 015347/000029 |
| Instrument | 34478 |
| Name | UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | ORONO, ME 04473 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2049 |
Source: Penobscot County and Carmel Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Carmel Town |
| Unified School District | School Administrative District 23 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,272.00 (+15.74%) | $270,400 (-) Land $48,100 Building $222,300 |
| 2024 | $3,691.00 (+8.34%) | $270,400 (-) Land $48,100 Building $222,300 |
| 2022 | $3,407.00 | $270,400 Land $48,100 Building $222,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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