445 Christmas Tree Dr, Boulder, CO 80302 Property Records

Boulder County property record for 445 Christmas Tree Dr, Boulder, CO 80302

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 5,719 sqft · built 1956
Lot Size	0.313 acres (13,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,650,000 (Apr 2012)
Tax Bill	$19,448 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1461-36-4-33-007`

Property Details

APN / Parcel Number

Primary APN	`1461-36-4-33-007`
Alternative APNs	`R0007156` `0007156`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Building Area	5,719 sqft Living Area
Gross Area	6,213 sqft
1st Floor Area	5,130 sqft
Basement Area	589 sqft
Finished Basement	589 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Tile
Lot Area	13,612 sqft (0.313 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,539 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0007156
Street Address	445 CHRISTMAS TREE DR
City	BOULDER
State	CO
Zip	80302-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 FLATIRONS PARK
Legal Range	71
Legal Township	1N
Legal Section	36
Legal Subdivision	FLATIRONS PARK - BO
Legal Block	3
Legal Lot Number	25
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3031
Census Tract	12201

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 CHRISTMAS TREE DR, BOULDER, CO 80302-7400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2012 · Amount on Record
Deed Sale	Apr 3, 2012 · Amount on Record
Prior Sale	Aug 9, 2006 · Amount on Record
Deed Document Number	20123213717
Prior Transfer Date	Mar 28, 2012
Prior Transfer Doc	0003213716
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	445 CHRISTMAS TREE DR, BOULDER, CO 80302-7400
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CHRISTMAS TREE DR, BOULDER, CO 80302-7400

Mortgage

Document Number	0003922026
Date	Oct 19, 2021
Instrument	3922026

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	7%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	445 CHRISTMAS TREE DR, BOULDER, CO 80302-7400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003712586
Date	May 16, 2019
Instrument	3712586

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,158 (+6.47%) Land $132,124 Building $85,034	$3,263,500 (-) Land $2,013,000 Building $1,250,500
2025	$19,448.00 (+6.79%)	$203,969 (-4.94%) Land $125,813 Building $78,156	$3,263,500 (+1.9%) Land $2,013,000 Building $1,250,500
2023	$18,211.00 (+13.82%)	$214,567 (+24.53%) Land $128,995 Building $85,572	$3,202,500 (+29.18%) Land $1,925,300 Building $1,277,200
2022	$16,000.00	$172,297 Land $108,802 Building $63,495	$2,479,100 Land $1,565,500 Building $913,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	29 (1983–2025)
Claims Outside the SFHA	10 of 29
Most Recent Claim	Apr 2025 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 89% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
LiveWireNet Fixed Wireless	250 / 100

May also be available: Verizon.

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