445 Cameron St, Johnstown, CO 80534 Property Records

Weld County property record for 445 Cameron St, Johnstown, CO 80534

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,927 sqft · built 2023
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Sep 2023)
Tax Bill	$5,797 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1.05-90-9-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.05-90-9-E+-11`
Alternative APNs	`1059-09-3-01-006` `R8965238`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,927 sqft Living Area
Gross Area	5,082 sqft
Basement Area	1,273 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	882 sqft
Porch	Slab
Balcony Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8965238
Street Address	445 CAMERON ST
City	JOHNSTOWN
State	CO
Zip	80534-9395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 1 JOHNSTOWN FARMS FG NO 3 AMD NO. 1
Legal Subdivision	JOHNSTOWN FARMS FG NO. 3 AMD NO. 1
Legal Block	1
Legal Lot Number	6
Jurisdiction	WELD CO
Township / Civil Division	JOHNSTOWN-MILLIKEN
Census Block Group	1
Census Block	1001
Census Tract	2108

Owner

445 Cameron St is owned and occupied by two individuals who bought it in September 2023.

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 CAMERON ST, JOHNSTOWN, CO 80534-9395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Special Warranty Deed, Transfer · VA Mortgage V I P MORTGAGE INC
Dec 16, 2020	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Deed Document Number	20234922183
Record Updated	Oct 29, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Sep 25, 2023
Property Address	445 CAMERON ST, JOHNSTOWN, CO 80534-9395
Document Number	0004922183
Instrument Date	Sep 18, 2023
Instrument	4922183
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, LT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9193 S JAMAICA ST # ST4TH, ST4TH, ENGLEWOOD, CO 80112-5946

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 CAMERON ST, JOHNSTOWN, CO 80534-9395

Mortgage

Document Number	0004922184
Date	Sep 25, 2023
Instrument	4922184

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Dec 16, 2020
Property Address	445 CAMERON ST, JOHNSTOWN, CO 80534-9395
Document Number	0004661839
Instrument Date	Dec 15, 2020
Instrument	4661839
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$1,093.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9193 S JAMAICA ST #4TH ENGLEWOOD CO 801125946, 4TH, ENGLEWOOD, CO 80112-5946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 445 Cameron St was $5,797, down 1.1% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Johnstown Town
Unified School District	Johnstown-Milliken School District RE-5J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,540 (-2.09%) Land $7,220 Building $28,320	$580,696 (-) Land $118,000 Building $462,696
2025	$5,797.00 (-1.14%)	$36,300 Land $7,380 Building $28,920	$580,696 Land $118,000 Building $462,696
2024	$5,864.00 (+536.7%)
2023	$921.00 (+238.6%)	$5,930 (+242.77%) Land $5,930	$21,238 (+256.4%) Land $21,238
2022	$272.00	$1,730 Land $1,730	$5,959 Land $5,959

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 445 Cameron St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Cameron St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JOHNSTOWN serves 27,295 people · EPA ID CO0162418
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Vistabeam.

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