388 Cameron St, Johnstown, CO 80534 Property Records

Weld County property record for 388 Cameron St, Johnstown, CO 80534

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,545 sqft · built 2022
Lot Size	0.281 acres (12,237 sqft)
Owner	2 Individual Names on File
Last Sale	$499,990 (Apr 2023)
Tax Bill	$4,858 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1.05-90-9-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.05-90-9-E+-11`
Alternative APNs	`1059-09-3-03-001` `R8965344`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,545 sqft Living Area
Gross Area	3,123 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Roof Material	Composition Shingle
Lot Area	12,237 sqft (0.281 acres)
Garage Type	Attached
Garage Area	578 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8965344
Street Address	388 CAMERON ST
City	JOHNSTOWN
State	CO
Zip	80534-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 3 JOHNSTOWN FARMS FG NO 3 AMD NO. 1
Legal Subdivision	JOHNSTOWN FARMS FG NO. 3 AMD NO. 1
Legal Block	3
Legal Lot Number	1
Jurisdiction	WELD CO
Township / Civil Division	JOHNSTOWN-MILLIKEN
Census Block Group	1
Census Block	1001
Census Tract	2108

Owner

388 Cameron St is owned and occupied by two individuals who bought it in April 2023.

Source: Weld County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC
Apr 9, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Aug 23, 2024	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Apr 28, 2023	Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC
Dec 16, 2020	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Deed Document Number	20234895217
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394

Mortgage

Document Number	0005079390
Date	Jan 26, 2026
Instrument	5079390

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	4.99%
Index	1-Year CMT
Max Rate	5%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394

Mortgage

Document Number	0005021619
Date	Apr 9, 2025
Instrument	5021619

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394

Mortgage

Document Number	0004978387
Date	Aug 23, 2024
Instrument	4978387

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 28, 2023
Property Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394
Document Number	0004895217
Instrument Date	Apr 28, 2023
Instrument	4895217
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394

Mortgage

Document Number	0004895218
Date	Apr 28, 2023
Instrument	4895218

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Dec 16, 2020
Property Address	388 CAMERON ST, JOHNSTOWN, CO 80534-9394
Document Number	0004661826
Instrument Date	Dec 15, 2020
Instrument	4661826
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$1,102.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8390 E CRESCENT PKWY #650 GREENWOOD VILLAGE CO 801112940, 650, GREENWOOD VILLAGE, CO 80111-2940
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 388 Cameron St was $4,858, up 0.7% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Johnstown Town
Unified School District	Johnstown-Milliken School District RE-5J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,780 (-2.1%) Land $7,220 Building $22,560	$486,602 (-) Land $118,000 Building $368,602
2025	$4,858.00 (+0.75%)	$30,420 Land $7,380 Building $23,040	$486,602 Land $118,000 Building $368,602
2024	$4,822.00 (+1.56%)
2023	$4,748.00	$34,580 Land $5,750 Building $28,830	$511,157 Land $85,000 Building $426,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 Cameron St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Cameron St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JOHNSTOWN serves 27,295 people · EPA ID CO0162418
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Vistabeam.

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