398 Cameron St, Johnstown, CO 80534 Property Records

Weld County property record for 398 Cameron St, Johnstown, CO 80534

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,057 sqft · built 2022
Lot Size	0.191 acres (8,327 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Nov 2022)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1.05-90-9-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.05-90-9-E+-11`
Alternative APNs	`1059-09-3-03-021` `R8965364`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,057 sqft Living Area
Gross Area	2,667 sqft
Basement Area	928 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Roof Material	Composition Shingle
Lot Area	8,327 sqft (0.191 acres)
Garage Type	Attached
Garage Area	610 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8965364
Street Address	398 CAMERON ST
City	JOHNSTOWN
State	CO
Zip	80534-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 3 JOHNSTOWN FARMS FG NO 3 AMD NO. 1
Legal Subdivision	JOHNSTOWN FARMS FG NO. 3 AMD NO. 1
Legal Block	3
Legal Lot Number	21
Jurisdiction	WELD CO
Township / Civil Division	JOHNSTOWN-MILLIKEN
Census Block Group	1
Census Block	1001
Census Tract	2108

Owner

398 Cameron St is owned and occupied by two individuals who bought it in November 2022.

Source: Weld County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	398 CAMERON ST, JOHNSTOWN, CO 80534-9394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Re-recorded Document · Conventional Mortgage INSPIRE HOME LOANS INC
Nov 17, 2022	Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC
Dec 16, 2020	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on File
Deed Sale	Nov 28, 2022 · Amount on File
Prior Sale	Nov 17, 2022 · Amount on File
Deed Document Number	20224869018
Record Updated	Oct 29, 2026

November 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WELD CO
Recording Date	Nov 28, 2022
Property Address	398 CAMERON ST, JOHNSTOWN, CO 80534-9394
Document Number	0004869018
Instrument Date	Nov 17, 2022
Instrument	4869018
Record Updated	Jan 16, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	398 CAMERON ST, JOHNSTOWN, CO 80534-9394

Mortgage

Document Number	0004869019
Date	Nov 28, 2022
Instrument	4869019

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Nov 17, 2022
Property Address	398 CAMERON ST, JOHNSTOWN, CO 80534-9394
Document Number	0004867583
Instrument Date	Nov 17, 2022
Instrument	4867583
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	398 CAMERON ST, JOHNSTOWN, CO 80534-9394

Mortgage

Document Number	0004867584
Date	Nov 17, 2022
Instrument	4867584

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Dec 16, 2020
Property Address	398 CAMERON ST, JOHNSTOWN, CO 80534-9394
Document Number	0004661826
Instrument Date	Dec 15, 2020
Instrument	4661826
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$1,102.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8390 E CRESCENT PKWY #650 GREENWOOD VILLAGE CO 801112940, 650, GREENWOOD VILLAGE, CO 80111-2940
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 398 Cameron St was $4,518, up 2% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Johnstown Town
Unified School District	Johnstown-Milliken School District RE-5J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,700 (-2.09%) Land $7,220 Building $20,480	$452,582 (-) Land $118,000 Building $334,582
2025	$4,518.00 (+2.01%)	$28,290 Land $7,380 Building $20,910	$452,582 Land $118,000 Building $334,582
2024	$4,429.00 (-5.89%)
2023	$4,706.00 (+1,630.15%)	$34,300 (+1,882.66%) Land $5,750 Building $28,550	$507,074 (+8,409.38%) Land $85,000 Building $422,074
2022	$272.00	$1,730 Land $1,730	$5,959 Land $5,959

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 398 Cameron St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Cameron St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JOHNSTOWN serves 27,295 people · EPA ID CO0162418
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Vistabeam.

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