4448 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 4448 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2,480 sqft · built 2016
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$499,300 (Jun 2021)
Tax Bill	$6,524 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0402892907`

Property Details

APN / Parcel Number

Primary APN	`0402892907`
Alternative APNs	`471319` `832052`

Interior

Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	2,247 sqft
2nd Floor Area	233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	47,916 sqft (1.1 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	326 sqft
Storage Building	160 sqft

Location & Zoning

Street Address	4448 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG VIEW ESTATES, BLOCK 001, LOT 0001, 1.100AC
Legal Subdivision	LONG VIEW ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	20302

Owner

4448 Cedar Creek Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Bell County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4618 CEDAR CREEK RD, TEMPLE, TX 76504-4890
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 21, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Jun 17, 2021	Vendor's Lien, Transfer · VA Mortgage GOLDWATER BANK NA
Oct 23, 2020	Vendor's Lien, Transfer · Conventional Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Oct 23, 2020 · Amount on File
Deed Document Number	202138349
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0000038349
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4448 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000503
Date	Jan 4, 2018
Instrument	2018-00000503

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4448 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024134
Date	May 21, 2020
Instrument	2020-00024134

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 17, 2021
Property Address	4448 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000038349
Map Reference	DOC 2016-100
Instrument Date	Jun 11, 2021
Instrument	2021038349
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 137, SILETZ, OR 97380-0137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4618 CEDAR CREEK RD, TEMPLE, TX 76504-4890

Mortgage

Document Number	0000038350
Date	Jun 17, 2021
Instrument	2021038350

Lender

Name	GOLDWATER BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	409 Months
Due	Jul 1, 2055

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 23, 2020
Property Address	4448 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000058047
Map Reference	PL 2016 NO 100
Instrument Date	Oct 9, 2020
Instrument	2020-00058047
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4618 CEDAR CREEK RD, TEMPLE, TX 76504-4890

Mortgage

Document Number	0000058048
Date	Oct 23, 2020
Instrument	2020-00058048

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4448 Cedar Creek Rd was $6,524 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,524.00	$674,956 Land $83,853 Building $591,103	$674,956 Land $83,853 Building $591,103
2023	$6,754.00 (-13.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$681,659 Land $83,853 Building $597,806	$681,659 Land $83,853 Building $597,806
2022	$7,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4448 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4448 Cedar Creek Rd is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T.

Nearby Properties on Cedar Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures