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4459 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 4459 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property TypeSingle Family Home
Details2,798 sqft · built 2022
Lot Size0.771 acres (33,628 sqft)
OwnerIndividual Name on File
Tax Bill$716 (2023)
Deeds & MortgagesOct 2025 Mortgage
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0402892961

Property Details

APN / Parcel Number

Primary APN0402892961
Alternative APN
  • 510363

Interior

Stories1 Story
Building Area2,798 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,628 sqft (0.771 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area558 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4459 CEDAR CREEK RD
CityTEMPLE
StateTX
Zip76504-4891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONG VIEW ESTATES PHASE II, BLOCK 001, LOT 0005, ACRES .772
Legal SubdivisionLONG VIEW ESTATES PHASE II
Legal Block1
Legal Lot Number5
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2028
Census Tract20302

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4459 CEDAR CREEK RD, TEMPLE, TX 76504-4891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 8, 2023Vendor's Lien, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 8, 2023
Deed SaleFeb 8, 2023
Deed Document Number2023004952
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4459 CEDAR CREEK RD, TEMPLE, TX 76504-4891
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanyMORTGAGE CONNECT LP, MORTGAGE CONNECT OF TX LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4459 CEDAR CREEK RD, TEMPLE, TX 76504-4891

Mortgage

Document Number0000051702
DateOct 20, 2025
Instrument2025051702
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

February 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateFeb 8, 2023
Property Address4459 CEDAR CREEK RD, TEMPLE, TX 76504-4891
Document Number0000004952
Map ReferenceDOC 2021078832
Instrument DateFeb 6, 2023
Instrument2023004952
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4459 CEDAR CREEK RD, TEMPLE, TX 76504-4891

Mortgage

Document Number0000004953
DateFeb 8, 2023
Instrument2023004953
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$716.00 (+269.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$566,292 Land $58,850 Building $507,442$566,292 Land $58,850 Building $507,442
2022$194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENDLETON WSC
serves 3,111 people · EPA ID TX0140033
Water SourcePurchased surface water from BLUEBONNET WSC
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AMG Technology Investment Group
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
JAB Wireless
Fixed Wireless		50 / 10

May also be available: AT&T.

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