4445 Compass Way, Bluff Dale, TX 76433 Property Records

Erath County property record for 4445 Compass Way, Bluff Dale, TX 76433

Property Summary

Property Type	Single Family Home
Details	2,147 sqft · built 2018
Lot Size	5.01 acres (218,410 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,874 (2026)
Deeds & Mortgages	Apr 2022 Construction Loan Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R000067582`

Property Details

APN / Parcel Number

Primary APN	`R000067582`
Alternative APN	`R.6760.00520.00.0`

Interior

Building Area	2,147 sqft Living Area
1st Floor Area	2,147 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	218,410 sqft (5.01 acres)
Garage Type	Attached
Garage Area	800 sqft
Porch	Porch
Porch Area	442 sqft

Location & Zoning

Account Number	R.6760.00520.00.0
Street Address	4445 COMPASS WAY
City	BLUFF DALE
State	TX
Zip	76433-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6760 MOUNTAIN LAKES, SECTION TWO, TRACT 520
Legal Subdivision	MOUNTAIN LAKES
Legal Tract	520
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1100
Census Tract	950100

Owner

4445 Compass Way is owned and occupied by two individuals.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4445 COMPASS WAY, BLUFF DALE, TX 76433-4426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK NA
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jun 14, 2018	Deed of Trust, Mortgage · Construction Mortgage INTERBANK
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage INTERBANK
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage INTERBANK
Sep 22, 2017	Vendor's Lien, Transfer · Stand-Alone First Mortgage INTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	4445 COMPASS WAY, BLUFF DALE, TX 76433-4426
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 COMPASS WAY, BLUFF DALE, TX 76433-4426

Mortgage

Document Number	0202202412
Date	Apr 6, 2022
Instrument	2022-02412

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	GLEN ROSE, TX 76043

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	124 Months
Due	Aug 11, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	4445 COMPASS WAY, BLUFF DALE, TX 76433-4426
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202106838
Date	Sep 1, 2021
Instrument	2021-06838

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	4445 COMPASS WAY, BLUFF DALE, TX 76433-4426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201803308
Date	Jun 14, 2018
Instrument	2018-03308

Lender

Name	INTERBANK
Type	Bank
Address	GLEN ROSE, TX 76043

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	4445 COMPASS WAY, BLUFF DALE, TX 76433-4426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201906266
Date	Oct 25, 2019
Instrument	2019-06266

Lender

Name	INTERBANK
Type	Bank
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	4445 COMPASS WAY, BLUFF DALE, TX 76433-4426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900959
Date	Feb 25, 2019
Instrument	2019-00959

Lender

Name	INTERBANK
Type	Bank
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Sep 22, 2017
Property Address	4445 COMPASS WAY, BLUFF DALE, TX 76433-4426
Document Number	0201705182
Map Reference	CAB A SL 317
Instrument Date	Sep 20, 2017
Instrument	2017-05182
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 MASQUERADE DR, MIDLOTHIAN, TX 76065-8882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 WILLOW RIDGE CIR, GRANBURY, TX 76049-7065
Investor	Possibly a Property Investor

Mortgage

Document Number	0201705183
Date	Sep 22, 2017
Instrument	2017-05183

Lender

Name	INTERBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 4445 Compass Way was $7,874 with a homeowner's exemption, up 43.5% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,874.00 (+43.48%)	$641,649 (+0.13%)	$650,820 (+1.57%) Land $100,280 Building $550,540
2025	$5,488.00 Homeowner's exemption	$640,790 Land $90,250 Building $550,540	$640,790 Land $90,250 Building $550,540
2023	$4,822.00 (-9.53%) Homeowner's exemption	$567,080 Land $80,220 Building $486,860	$567,080 Land $80,220 Building $486,860
2022	$5,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4445 Compass Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4445 Compass Way is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES ADDITION private · serves 1,347 people · EPA ID TX0720037
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Lipan Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Compass Way

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