4444 Henry J Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4444 Henry J Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1994
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Feb 1982)
Tax Bill	$1,711 (2025)
Flood Zone	Zone A (high risk)
APN	`89373`

Property Details

APN / Parcel Number

Primary APN	`89373`
Alternative APN	`122730495000010123`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Heated Area
Gross Area	1,935 sqft
1st Floor Area	1,532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Finished
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	89373
Street Address	4444 HENRY J AVE
City	SAINT CLOUD
State	FL
Zip	34772-7480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA1A
Legal Description	S L & I C PB B PG 37 A PORTION OF LOT 12: BEG 30 FT W & 447.79 FT S OF N 1/4 COR, W 285 FT, S 154.91 FT, E 285 FT, N 155 FT
Legal Range	30E
Legal Township	27S
Legal Section	12
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	H
Legal Block	1
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43205

Owner

Source: Osceola County assessment roll, APN 89373, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4444 HENRY J AVE, SAINT CLOUD, FL 34772-7480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 1982 · Amount on Record
Deed Sale	Feb 01, 1982 · Amount on Record
Deed Document Number	0000568179
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 (+10.46%) Homeowner's exemption	$112,937 (+5.99%)	$260,900 (+6.01%) Land $60,000 Building $200,900
2023	$1,549.00 (+6.02%) Homeowner's exemption	$106,559 (+3%)	$246,100 (+13.36%) Land $50,000 Building $196,100
2022	$1,461.00 Homeowner's exemption	$103,456	$217,100 Land $50,000 Building $167,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 30 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.