Osceola County property record for 4335 Henry J Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,047 sqft · built 1966 |
| Lot Size | 0.964 acres (41,991 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Dec 2021) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 01-27-30-4950-0001-1090 |
| Primary APN | 01-27-30-4950-0001-1090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Gross Area | 2,913 sqft |
| 1st Floor Area | 1,705 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Custom Design |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 41,991 sqft (0.964 acres) |
| Garage Area | 1,800 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 866 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4335 HENRY J AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 21 N 175 FT OF E 240 FT LOT 109 |
| Legal Range | 30E |
| Legal Township | 27S |
| Legal Section | 01 |
| Legal Subdivision | S L & I C |
| Legal Tract | 109 |
| Legal Block | 1090 |
| Legal Lot Number | 109 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43205 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4335 HENRY J AVE, SAINT CLOUD, FL 34772-7479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 14, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Sep 24, 2018 · Amount on Record |
| Deed Document Number | 2021191147 |
| Deed Book / Page | 6105 / 2450 |
| Prior Transfer Date | Aug 20, 2014 |
| Prior Transfer Doc | 0046721502 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 14, 2023 |
| Property Address | 4335 HENRY J AVE, SAINT CLOUD, FL 34772-7479 |
| Document Number | 0063872864 |
| Book / Page | 6387 / 2864 |
| Map Reference | MB B PG 21 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023043318 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4335 HENRY J AVE # 2212, 2212, SAINT CLOUD, FL 34772-7479 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4335 HENRY J AVE # 2212, 2212, SAINT CLOUD, FL 34772-7479 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 13, 2021 |
| Property Address | 4335 HENRY J AVE, SAINT CLOUD, FL 34772-7479 |
| Document Number | 0061052450 |
| Book / Page | 6105 / 2450 |
| Map Reference | MB B PG 21 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021191147 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1006 DORKING WAY, KISSIMMEE, FL 34758-3052 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4335 HENRY J AVE # 2212, 2212, SAINT CLOUD, FL 34772-7479 |
| Document Number | 0061052452 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 6105/2452 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 24, 2018 |
| Property Address | 4335 HENRY J AVE, SAINT CLOUD, FL 34772-7479 |
| Document Number | 0054051094 |
| Book / Page | 5405 / 1094 |
| Map Reference | MB B PG21 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018142917 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7717 SKYVIEW DR, 7717, ORLANDO, FL 32809-7074 |
| Name | Verified Name |
|---|---|
| Address | 4335 HENRY J AVE, SAINT CLOUD, FL 34772-7479 |
| Document Number | 2018142918 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 2018142918 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,973.00 (+5.13%) Homeowner's exemption | $276,183 (+4.42%) | $278,900 (+5.44%) Land $60,000 Building $218,900 |
| 2024 | $3,779.00 (+0.67%) | ||
| 2023 | $3,754.00 (-2.9%) Homeowner's exemption | $264,500 (+12.36%) Land $50,000 Building $214,500 | $264,500 (+12.36%) Land $50,000 Building $214,500 |
| 2022 | $3,866.00 | $235,400 Land $50,000 Building $185,400 | $235,400 Land $50,000 Building $185,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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