Osceola County property record for 4342 Henry J Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,993 sqft · built 2006 |
| Lot Size | 6.65 acres (290,110 sqft) |
| Owner | Company Name on File |
| Last Sale | $550,000 (Mar 2022) |
| Tax Bill | $8,370 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2022 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 89188 |
| Primary APN | 89188 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,993 sqft Heated Area |
| Gross Area | 2,885 sqft |
| 1st Floor Area | 1,993 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 290,110 sqft (6.65 acres) |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 89188 |
|---|---|
| Street Address | 4342 HENRY J AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 21 LOT 108 & A PORTION OF LOT 107 LYING E OF CANOE CREEK RD |
| Legal Range | 30E |
| Legal Township | 27S |
| Legal Section | 01 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 107-108 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43205 |
Source: Osceola County records · APN 89188
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2770 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7470 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 31, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 18, 2022 | Warranty Deed, Transfer CORE TITLE SERVICES LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | Mar 18, 2022 · Amount on Record |
| Deed Document Number | 0061750309 |
| Deed Book / Page | 6175 / 309 |
| Last Transfer Date | Dec 31, 2025 |
| Transfer Doc | 0069002861 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 31, 2025 |
| Property Address | 4342 HENRY J AVE, SAINT CLOUD, FL 34772-8545 |
| Document Number | 0069002861 |
| Book / Page | 6900 / 2861 |
| Map Reference | MB B PG 21 |
| Instrument Date | May 27, 2025 |
| Instrument | 2025158877 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2770 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7470 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2770 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7470 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 18, 2022 |
| Property Address | 4342 HENRY J AVE, SAINT CLOUD, FL 34772-8545 |
| Document Number | 0061750309 |
| Book / Page | 6175 / 309 |
| Map Reference | MB B PG 21 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022043879 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7814 LACHLAN DR, 7814, TRINITY, FL 34655-5145 |
| Name | Verified Name |
|---|---|
| Address | 2770 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7470 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,370.00 (+16.95%) | $552,700 (+18.1%) Land $269,700 Building $283,000 | $552,700 (+18.1%) Land $269,700 Building $283,000 |
| 2023 | $7,157.00 (+138.89%) | $468,000 (+118.88%) Land $191,800 Building $276,200 | $468,000 (+9.73%) Land $191,800 Building $276,200 |
| 2022 | $2,996.00 Homeowner's exemption Widower's exemption | $213,812 | $426,500 Land $191,800 Building $234,700 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 40 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures