4442 Lost Lake Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 4442 Lost Lake Rd, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,144 sqft · built 1978
Lot Size	6.75 acres (294,030 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2022)
Tax Bill	$3,046 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`677-0012-00395`

Property Details

APN / Parcel Number

Primary APN	`677-0012-00395`
Alternative APN	`1133216`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,144 sqft Gross Area
1st Floor Area	1,144 sqft
Basement Area	915 sqft
Finished Basement	915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Frame
Lot Area	294,030 sqft (6.75 acres)
Garage Area	3,272 sqft
Deck Area	64 sqft
Storage Building	400 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1133216
Street Address	4442 LOST LAKE RD
City	GILBERT
State	MN
Zip	55741-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SE 1/4 OF NW 1/4 BEG AT A POINT 21036/100 FT S OF NW CORNER THENCE S 57624/100 FT THENCE S 89 DEG 59 MIN 57 SECE 482 65/100
Legal Range	16W
Legal Township	57N
Legal Section	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1031
Census Tract	11401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4442 LOST LAKE RD, GILBERT, MN 55741-8035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	20221058695
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 12, 2022
Property Address	4442 LOST LAKE RD, GILBERT, MN 55741-8035
Document Number	0001058695
Instrument Date	Jun 15, 2022
Instrument	1058695
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	SERVION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4442 LOST LAKE RD, GILBERT, MN 55741-8035

Mortgage

Document Number	0001058696
Date	Jul 12, 2022
Instrument	1058696

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,046.00 (+16.44%) Homeowner's exemption
2025	$2,616.00 (-5.29%) Homeowner's exemption	$323,700 (+9.95%) Land $41,300 Building $282,400	$323,700 (+9.95%) Land $41,300 Building $282,400
2024	$2,762.00	$294,400 (+16.23%) Land $37,800 Building $256,600	$294,400 (+16.23%) Land $37,800 Building $256,600
2022		$253,300 Land $31,000 Building $222,300	$253,300 Land $31,000 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lost Lake Rd

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