St. Louis County property record for 4456 Lost Lake Rd, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 1.75 ba · 1,657 sqft · built 1973 |
| Lot Size | 2.5 acres (109,224 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,274 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 677-0021-00020 |
| Primary APN | 677-0021-00020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.75 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,657 sqft Gross Area |
| 1st Floor Area | 1,657 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 109,224 sqft (2.5 acres) |
| Garage Area | 432 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 198 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 81716 |
|---|---|
| Street Address | 4456 LOST LAKE RD |
| City | GILBERT |
| State | MN |
| Zip | 55741-8035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT 2 SERIAL # |
| Legal Subdivision | FOREST ACRES 57-16 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MAKINEN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 11401 |
4456 Lost Lake Rd is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4456 LOST LAKE RD, GILBERT, MN 55741-8035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 4456 Lost Lake Rd was $2,274 with a homeowner's exemption, up 17.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,274.00 (+17.82%) Homeowner's exemption | ||
| 2025 | $1,930.00 (-8.53%) Homeowner's exemption | $260,500 (+9.96%) Land $37,500 Building $223,000 | $260,500 (+9.96%) Land $37,500 Building $223,000 |
| 2024 | $2,110.00 | $236,900 Land $34,400 Building $202,500 | $236,900 Land $34,400 Building $202,500 |
| 2022 | $193,200 Land $28,400 Building $164,800 | $193,200 Land $28,400 Building $164,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4456 Lost Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4456 Lost Lake Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
5G (outdoors only) and 4G LTE
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