St. Louis County property record for 4391 Lost Lake Rd, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,684 sqft · built 1975 |
| Lot Size | 2.37 acres (103,237 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,000 (Aug 2014) |
| Tax Bill | $1,354 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 677-0012-00251 |
| Primary APN | 677-0012-00251 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,684 sqft Gross Area |
| 1st Floor Area | 962 sqft |
| Basement Area | 481 sqft |
| Finished Basement | 481 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 103,237 sqft (2.37 acres) |
| Garage Area | 672 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 140 sqft |
| Storage Building | 32 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 974131 |
|---|---|
| Street Address | 4391 LOST LAKE RD |
| City | GILBERT |
| State | MN |
| Zip | 55741-8036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | PART OF NE1/4 OF SE1/4 BEG AT NE CORTHENCE W 505 FT THENCE S 185 FT THENCESELY 384 FT TO WLY RD R/W THENCE NELYALONG RD |
| Legal Range | 16W |
| Legal Township | 57N |
| Legal Section | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MAKINEN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 11401 |
4391 Lost Lake Rd is owned and occupied by an individual who bought it in August 2014.
Source: St. Louis County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4391 LOST LAKE RD, GILBERT, MN 55741-8036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2014 · Amount on File |
| Deed Sale | Aug 11, 2014 · Amount on File |
| Deed Document Number | 20141242986 |
| Prior Transfer Date | Nov 11, 2013 |
| Prior Transfer Doc | 00A1228896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4391 LOST LAKE RD, GILBERT, MN 55741-8036 |
| Document Number | 00A1305607 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Document Number | 00A1305607 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | A1305607 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4391 Lost Lake Rd was $1,354 with a homeowner's exemption, up 21.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,354.00 (+21.33%) Homeowner's exemption | ||
| 2025 | $1,116.00 (-16.59%) Homeowner's exemption | $185,300 (+9.77%) Land $27,700 Building $157,600 | $185,300 (+9.77%) Land $27,700 Building $157,600 |
| 2024 | $1,338.00 | $168,800 Land $25,700 Building $143,100 | $168,800 Land $25,700 Building $143,100 |
| 2022 | $146,600 Land $21,600 Building $125,000 | $146,600 Land $21,600 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4391 Lost Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4391 Lost Lake Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
5G (outdoors only) and 4G LTE
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