444 Paddock Dr, Versailles, KY 40383 Property Records

Woodford County property record for 444 Paddock Dr, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,079 sqft · built 2008
OwnerIndividual Name on Record
Last Sale$375,000 (Mar 2018)
Tax Bill$3,735 (2025)
Deeds & MortgagesJul 2020 Mortgage
Mar 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN31-7028-028-00

Property Details

APN / Parcel Number

Primary APN31-7028-028-00
Alternative APN
  • 31043

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,079 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick Veneer
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area123 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number31043
Street Address444 PADDOCK DR
CityVERSAILLES
StateKY
Zip40383-1899
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE
Legal SubdivisionHUNTERTOWN GLEN NORTH
Legal Lot Number74
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1029
Census Tract50107

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address444 PADDOCK DR, VERSAILLES, KY 40383-1899
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
WESBANCO BANK INC
Mar 22, 2018Warranty Deed, Transfer · Line of Credit
WESBANCO BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2018 · Amount on Record
Deed SaleMar 22, 2018 · Amount on Record
Prior SaleJun 19, 2008 · Amount on Record
Deed Document Number51903
Deed Book / PageD306 / 087
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address444 PADDOCK DR, VERSAILLES, KY 40383-1899
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM872/122
DateJul 9, 2020
Book PageM872/122
Instrument90589
Lender
NameWESBANCO BANK INC
TypeBank
AddressWHEELING, WV 26003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOODFORD KY
Recording DateMar 22, 2018
Property Address444 PADDOCK DR, VERSAILLES, KY 40383-1899
Document NumberD306/087
Book / PageD306 / 087
Map ReferenceCAB D SL 155
Instrument DateMar 14, 2018
Instrument51903
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8700 FRONT BEACH RD # RD5315, 8700, PANAMA CITY BEACH, FL 32407-4277

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address444 PADDOCK DR, VERSAILLES, KY 40383-1899
InvestorPossibly a Property Investor

Mortgage

Document Number51905
DateMar 22, 2018
Instrument51905
Lender
NameWESBANCO BANK INC
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateApr 1, 2033
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change9%
Index1-Year CMT
Margin3
Max Rate9%

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityVersailles City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,735.00 (-0.37%)$415,000 (+10.67%)$415,000 (+10.67%)
2023$3,749.00$375,000$375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1989–1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people · EPA ID KY1200439
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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