Woodford County property record for 441 Paddock Dr, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.29 acres (12,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,568 (Mar 2012) |
| Tax Bill | $4,186 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2022 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-7027-005-00 |
| Primary APN | 31-7027-005-00 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,800 sqft (0.29 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 25382 |
|---|---|
| Street Address | 441 PADDOCK DR |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HUNTERTOWN GLEN NORTH |
| Legal Lot Number | 43 |
| Legal Unit | IT2 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 50107 |
Source: Woodford County records · APN 31-7027-005-00
Assessment roll updated December 12, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Apr 26, 2022 | Intrafamily Transfer, Transfer |
| Nov 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Jul 31, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2012 · Amount on Record |
| Deed Sale | Mar 12, 2012 · Amount on Record |
| Deed Book / Page | 266 / 520 |
| Last Transfer Date | Apr 25, 2022 |
| Transfer Doc | 00D333/388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jul 02, 2026 |
| Property Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Document Number | 0000299770 |
| Book / Page | 1030 / 733 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026299770 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Document Number | 0000299770, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 1030/733 |
| Instrument | 2026299770 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | HIGH STREET TITLE |
| Name | Verified Name |
|---|
| Document Number | 00M956/258 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | M956/258 |
| Instrument | 156551 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 22, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Apr 26, 2022 |
| Property Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Document Number | 00D333/388 |
| Book / Page | D333 / 388 |
| Map Reference | CAB D SL 155 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 138033 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 PADDOCK DR, 441, VERSAILLES, KY 40383-1899 |
| Name | Verified Name |
|---|---|
| Address | 201 W VINE ST, LEXINGTON, KY 40507-1613 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Document Number | 00M932/388 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | M932/388 |
| Instrument | 120883 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 05, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | M924/469 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | M924/469 |
| Instrument | 109696 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | JETT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M866/559 |
|---|---|
| Date | May 21, 2020 |
| Book Page | M866/559 |
| Instrument | 89608 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | JETT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M874/593 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | M874/593 |
| Instrument | 91172 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | JETT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M866/559 |
|---|---|
| Date | May 21, 2020 |
| Book Page | M866/559 |
| Instrument | 66559 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 441 PADDOCK DR, VERSAILLES, KY 40383-1899 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2020 |
| Name | Verified Name |
|---|
| Document Number | M804/414 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | M804/414 |
| Instrument | 44100 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBURG, IN 47240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Woodford County records · Assessment roll updated December 12, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,186.00 (+72.83%) | $466,000 (+94.17%) | $466,000 (+94.17%) |
| 2023 | $2,422.00 | $240,000 | $240,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 106 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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