433 Paddock Dr, Versailles, KY 40383 Property Records

Woodford County property record for 433 Paddock Dr, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$282,000 (Sep 2013)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-7027-007-00`

Property Details

APN / Parcel Number

Primary APN	`31-7027-007-00`
Alternative APN	`26956`

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	26956
Street Address	433 PADDOCK DR
City	VERSAILLES
State	KY
Zip	40383-1899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:41 SUBD:HUNTERTOWN GLEN NORTH MAP REF:D-155
Legal Subdivision	HUNTERTOWN GLEN NORTH
Legal Lot Number	41
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	1
Census Block	1027
Census Tract	50107

Owner

Source: Woodford County records · APN 31-7027-007-00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	433 PADDOCK DR, VERSAILLES, KY 40383-1899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2013 · Amount on Record
Deed Sale	Sep 30, 2013 · Amount on Record
Prior Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	0000276549
Deed Book / Page	276 / 549
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	433 PADDOCK DR, VERSAILLES, KY 40383-1899
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M905/59
Date	Apr 05, 2021
Book Page	M905/59
Instrument	97340

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

Tax Assessment & Valuation

Source: Woodford County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,364.00 (+18.7%)	$373,000 (+32.27%)	$373,000 (+32.27%)
2023	$2,834.00	$282,000	$282,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Woodford County (21239C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212390501071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 106 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	200 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.