Madison County property record for 444 O'Neals Rd, Madison, VA 22727
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,976 sqft · built 1989 |
| Lot Size | 6.82 acres (297,384 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,467 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-88I |
| Primary APN | 48-88I |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 1,170 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 297,384 sqft (6.82 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Deck Area | 30 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2678 |
|---|---|
| Street Address | 444 ONEALS RD |
| City | MADISON |
| State | VA |
| Zip | 22727-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | IN 050000629 6.827 AC 48-88I RT 626 |
| Jurisdiction | MADISON VA |
| Township / Civil Division | LOCUST DALE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 930102 |
Source: Madison County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 444 ONEALS RD, MADISON, VA 22727-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON VA |
| Property Address | 444 ONEALS RD, MADISON, VA 22727-4414 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0190001815 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 190001815 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,467.00 (+3.92%) | $465,500 (-) Land $120,300 Building $345,200 | $465,500 (-) Land $120,300 Building $345,200 |
| 2025 | $2,374.00 (+15.52%) | $465,500 (+67.57%) Land $120,300 Building $345,200 | $465,500 (+67.57%) Land $120,300 Building $345,200 |
| 2023 | $2,055.00 | $277,800 Land $93,600 Building $184,200 | $277,800 Land $93,600 Building $184,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
May also be available: Verizon.
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