612 O'Neals Rd, Madison, VA 22727 Property Records

Madison County property record for 612 O'Neals Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,144 sqft · built 1990
Lot Size	4.87 acres (212,224 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Jun 2025)
Tax Bill	$2,736 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`48-88M`

Property Details

APN / Parcel Number

Primary APN	`48-88M`
Alternative APN	`5248`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,501 sqft
Finished Basement	1,501 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	212,224 sqft (4.87 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Pool Area	760 sqft
Deck Area	196 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5248
Street Address	612 ONEALS RD
City	MADISON
State	VA
Zip	22727-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 230001209 4.872 AC 48-88M RT 626
Legal Subdivision	B.AUBREY HUFFMAN & ASSOCIATES LLC
Legal Tract	1
Jurisdiction	MADISON VA
Township / Civil Division	LOCUST DALE
Census Block Group	1
Census Block	1016
Census Tract	930102

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 ONEALS RD, MADISON, VA 22727-4417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Seller Carry-Back LARRY MCELWAIN
Feb 1, 2023	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	2025712
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON VA
Recording Date	Oct 2, 2023
Property Address	612 ONEALS RD, MADISON, VA 22727-4417
Document Number	0230001209
Instrument Date	Sep 28, 2023
Instrument	230001209
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 MOLLIFIELD LN, CHARLOTTESVILLE, VA 22911-7211

Mortgage

Document Number	0230001210
Date	Oct 2, 2023
Instrument	230001210

Lender

Name	LARRY MCELWAIN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	11 Months
Due	Sep 29, 2024

February 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	MADISON VA
Recording Date	Feb 1, 2023
Property Address	612 ONEALS RD, MADISON, VA 22727-4417
Document Number	0230000118
Map Reference	MB 29 PG 88
Instrument Date	Feb 1, 2023
Instrument	230000118
Transaction Type	Foreclosure
Record Updated	Dec 14, 2023

Transaction

Amount	Amount Recorded
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,736.00 (+30.47%)	$516,400 (+82.22%) Land $88,000 Building $428,400	$516,400 (+82.22%) Land $88,000 Building $428,400
2023	$2,097.00	$283,400 (-) Land $72,200 Building $211,200	$283,400 (-) Land $72,200 Building $211,200
2022	$2,097.00	$283,400 Land $72,200 Building $211,200	$283,400 Land $72,200 Building $211,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

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