Madison County property record for 325 O'Neals Rd, Madison, VA 22727
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,287 sqft · built 1987 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $965,000 (Jul 2025) |
| Tax Bill | $5,807 (2026) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-46D |
| Primary APN | 48-46D |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,287 sqft Living Area |
| 1st Floor Area | 4,141 sqft |
| Basement Area | 2,694 sqft |
| Finished Basement | 2,694 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Terrain | Rolling |
| Garage Area | 964 sqft |
| Driveway | Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 261 sqft |
| Deck Area | 1,421 sqft |
| Balcony Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3057 |
|---|---|
| Street Address | 325 ONEALS RD |
| City | MADISON |
| State | VA |
| Zip | 22727-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | IN 200000244 4.000 AC 48-46D RT 626 |
| Jurisdiction | MADISON VA |
| Township / Civil Division | RAPIDAN |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 930201 |
325 O'Neals Rd is owned and occupied by two individuals who bought it in July 2025.
Source: Madison County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 ONEALS RD, MADISON, VA 22727-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on File |
| Deed Sale | Jul 1, 2025 · Amount on File |
| Prior Sale | Aug 29, 2019 · Amount on File |
| Deed Document Number | 2025792 |
| Prior Transfer Date | Dec 11, 2007 |
| Prior Transfer Doc | 0000000113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Aug 29, 2019 |
| Property Address | 325 ONEALS RD, MADISON, VA 22727-4413 |
| Document Number | 0190001226 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 190001226 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0190001227 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 190001227 |
| Name | PROVIDENT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 325 O'Neals Rd was $5,807.
Source: Madison County assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,807.00 | $1,095,800 Land $113,000 Building $982,800 | $1,095,800 Land $113,000 Building $982,800 |
| 2023 | $4,940.00 | $667,700 Land $101,000 Building $566,700 | $667,700 Land $101,000 Building $566,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 O'Neals Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 O'Neals Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
May also be available: T-Mobile.
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