444 Flora St, Laguna Beach, CA 92651 Property Records

Orange County property record for 444 Flora St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,112 sqft · built 1974
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,725,000 (Jul 2021)
Tax Bill	$32,444 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-262-09`

Property Details

APN / Parcel Number

Primary APN	`644-262-09`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft
Basement Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	3,000 sqft (0.069 acres)
View / Lot	Ocean
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	444 FLORA ST
City	LAGUNA BEACH
State	CA
Zip	92651-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	A TR LAGUNA HEIGHTS # 3 BLK 29 LOT 16
Legal Subdivision	LAGUNA HEIGHTS #3
Legal Tract	415
Legal Block	29
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	62620

Owner

444 Flora St is owned and occupied by two individuals who bought it in July 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	444 FLORA ST, LAGUNA BEACH, CA 92651-3346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Jan 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 21, 2017	Grant Deed, Transfer · Commercial Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Mar 21, 2017 · Amount on File
Deed Document Number	2021439259
Prior Transfer Date	Jan 2, 2019
Prior Transfer Doc	0000023877
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2021
Property Address	444 FLORA ST, LAGUNA BEACH, CA 92651-3346
Document Number	0000439259
Map Reference	MB 8 PG 1
Instrument Date	Jul 6, 2021
Instrument	2021000439259
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 FLORA STREET, LAGUNA BEACH, CA 92651

Mortgage

Document Number	0000439260
Date	Jul 7, 2021
Instrument	2021000439260

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2061

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	Other
Max Rate	8.87%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 24, 2019
Property Address	444 FLORA ST, LAGUNA BEACH, CA 92651-3346
Document Number	0000023877
Instrument Date	Jan 2, 2019
Instrument	23877
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	46 N PORTOLA LAGUNA BEACH CA 926516707, LAGUNA BEACH, CA 92651-6707

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 21, 2017
Property Address	444 FLORA ST, LAGUNA BEACH, CA 92651-3346
Document Number	0000113163
Map Reference	MB8 PG1
Instrument Date	Feb 8, 2017
Instrument	2017000113163
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 N PORTOLA, LAGUNA BEACH, CA 92651-6707

Mortgage

Document Number	0000113164
Date	Mar 21, 2017
Instrument	2017000113164

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 444 Flora St was $32,444.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,949,626 (+2%) Land $2,764,642 Building $184,984
2025	$32,444.00	$2,891,791 Land $2,710,434 Building $181,357
2023	$29,399.00 (+2.13%)	$2,779,500 Land $2,605,185 Building $174,315
2022	$28,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 444 Flora St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1981–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 444 Flora St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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