Orange County property record for 424 Flora St, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,356 sqft · built 1929 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,273 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-262-08 |
| Primary APN | 644-262-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| Gross Area | 1,532 sqft |
| Basement Area | 320 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Lot Area | 3,300 sqft (0.076 acres) |
| Garage Area | 176 sqft |
| Heating System | HVAC |
|---|
| Street Address | 424 FLORA ST |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR LAGUNA HEIGHTS # 3 BLK 29 LOT 17 LAGUNA HEIGHTS # 3 LOT 17 BLK 29 SELY 55 FT(AND |
| Legal Subdivision | LAGUNA HEIGHTS #3 |
| Legal Tract | 415 |
| Legal Block | 29 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 62620 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 424 FLORA ST, LAGUNA BEACH, CA 92651-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 2, 2008 |
| Transfer Doc | 0000365620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 11, 2026 |
| Property Address | 424 FLORA ST, LAGUNA BEACH, CA 92651-3346 |
| Document Number | 0000135853 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026135853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 424 FLORA ST, LAGUNA BEACH, CA 92651-3346 |
| Document Number | 0000135853, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026135853 |
| Name | CITY OF DAYTONA BEACH |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $130,446 (+2%) Land $91,484 Building $38,962 | |
| 2025 | $2,273.00 (-6.65%) Homeowner's exemption | $127,889 (+4.04%) Land $89,690 Building $38,199 |
| 2023 | $2,435.00 (+4.64%) Homeowner's exemption | $122,924 Land $86,208 Building $36,716 |
| 2022 | $2,327.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1981–2025) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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