400 Flora St, Laguna Beach, CA 92651 Property Records

Orange County property record for 400 Flora St, Laguna Beach, CA 92651

Property Summary

Property TypeResidential Vacant Land
Lot Size0.063 acres (2,750 sqft)
OwnerIndividual Name on Record
Tax Bill$3,408 (2025)
Deeds & MortgagesOct 2022 Transfer
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN644-262-17

Property Details

APN / Parcel Number

Primary APN644-262-17

Exterior

Lot Area2,750 sqft (0.063 acres)

Location & Zoning

Street Address400 FLORA ST
CityLAGUNA BEACH
StateCA
Zip92651-3346
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionN TR 82 BLK LOT M TR 82 LOT M NELY 50 FT SWLY 100 FT
Legal Tract82
Legal Lot NumberM
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2006
Census Tract62620

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address451 FLORA ST, LAGUNA BEACH, CA 92651-3345
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Intrafamily Transfer, Transfer
Aug 18, 2022Deed of Trust, Mortgage · Commercial Mortgage
RPB ROTH IRA LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 8, 2012
Transfer Doc0000337741
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateOct 14, 2022
Property Address400 FLORA ST, LAGUNA BEACH, CA 92651-3346
Document Number0000335546
Map ReferenceMB 10 PG 31
Instrument DateOct 12, 2022
Instrument2022000335546
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2175 S COAST HWY APT 8, 8, LAGUNA BEACH, CA 92651-3666

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address400 FLORA ST, LAGUNA BEACH, CA 92651-3346
Transaction TypeMortgage
Record UpdatedAug 31, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000282563
DateAug 18, 2022
Instrument2022000282563
Lender
NameRPB ROTH IRA LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$55,969 (+2%) Land $55,969
2025$3,408.00 (+182.35%)$54,872 (+4.04%) Land $54,872
2023$1,207.00 (+4.05%)$52,743 Land $52,743
2022$1,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims15 (1981–2025)
Claims Outside the SFHA15 of 15
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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