Polk County property record for 4435 E 48th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 2019 |
| Lot Size | 0.27 acres (11,770 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $258,500 (Nov 2019) |
| Tax Bill | $4,004 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-22-103-035 |
| Primary APN | 7923-22-103-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,770 sqft (0.27 acres) |
| Lot Dimensions | 214 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 4435 E 48TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-4864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SUMMERSFIELD PLAT 4 |
| Legal Subdivision | SUMMERSFIELD PLAT 4 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10602 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4435 E 48TH ST, DES MOINES, IA 50317-4864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDWEST FAMILY LNDG |
| Nov 4, 2019 | Deed of Trust, Subdivision Related Transfer · FHA Mortgage MIDWEST FAMILY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on Record |
| Deed Sale | Nov 5, 2019 · Amount on Record |
| Deed Document Number | 2019-00041495 |
| Deed Book / Page | 17576 / 0885 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4435 E 48TH ST, DES MOINES, IA 50317-4864 |
| Document Number | 0000015149 |
| Instrument Date | Feb 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4435 E 48TH ST DES MOINES IA 503174864, DES MOINES, IA 50317-4864 |
| Document Number | 0000015149 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 018358/000082 |
| Instrument | 15149 |
| Name | MIDWEST FAMILY LNDG |
|---|---|
| Address | URBANDALE, IA 50322 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4435 E 48TH ST, DES MOINES, IA 50317-4864 |
| Document Number | 0000041497 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4435 E 48TH ST DES MOINES IA 503174864, DES MOINES, IA 50317-4864 |
| Document Number | 0000041497 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 017576/000888 |
| Instrument | 41497 |
| Name | MIDWEST FAMILY LNDG |
|---|---|
| Address | URBANDALE, IA 50322 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2049 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Southeast Polk Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332,800 (+7.01%) Land $67,000 Building $265,800 | $332,800 (+7.01%) Land $67,000 Building $265,800 | |
| 2024 | $4,004.00 (+28,5%) | ||
| 2023 | $311,000 Land $62,000 Building $249,000 | $311,000 Land $62,000 Building $249,000 | |
| 2020 | $14.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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