4416 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4416 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,430 sqft · built 2019
Lot Size	0.359 acres (15,639 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2022)
Tax Bill	$3,422 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`7923-22-103-026`

Property Details

APN / Parcel Number

Primary APN	`7923-22-103-026`
Alternative APN	`060/07934-500-022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	2,962 sqft
1st Floor Area	1,430 sqft
Basement Area	1,430 sqft
Finished Basement	548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,639 sqft (0.359 acres)
Lot Dimensions	181 ft deep x 86.2 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Open Porch
Porch Area	30 sqft
Deck Area	120 sqft
Patio Area	990 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4416 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SUMMERSFIELD PLAT 4
Legal Subdivision	SUMMERSFIELD PLAT 4
Legal Lot Number	20
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

4416 E 48th St is owned and occupied by an individual who bought it in July 2022.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4416 E 48TH ST, DES MOINES, IA 50317-4864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Apr 24, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Apr 24, 2019 · Amount on File
Deed Document Number	2022-00056176
Deed Book / Page	19185 / 218
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 7, 2022
Property Address	4416 E 48TH ST, DES MOINES, IA 50317-4864
Document Number	0000056176
Book / Page	19185 / 218
Instrument Date	Jul 1, 2022
Instrument	2022-00056176
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4416 E 48TH ST, DES MOINES, IA 50317-4864

Mortgage

Document Number	0000056177
Date	Jul 7, 2022
Instrument	2022-00056177

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 5, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

Mortgage

Document Number	0000056178
Date	Jul 7, 2022
Book Page	19185/235
Instrument	2022-00056178

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 5, 2032

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 24, 2019
Property Address	4416 E 48TH ST, DES MOINES, IA 50317-4864
Document Number	0000075202
Book / Page	017302 / 000140
Instrument Date	Apr 18, 2019
Instrument	75202
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$73.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6900 WESTOWN PKWY WEST DES MOINES IA 502662520, WEST DES MOINES, IA 50266-2520
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,400 Land $76,800 Building $310,600	$387,400 Land $76,800 Building $310,600
2024	$3,422.00
2023		$342,900 Land $71,100 Building $271,800	$342,900 Land $71,100 Building $271,800
2020	$18.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4416 E 48th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4416 E 48th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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