Polk County property record for 4448 E 48th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,375 sqft · built 2020 |
| Lot Size | 0.219 acres (9,541 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $263,500 (Aug 2021) |
| Tax Bill | $5,680 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-22-103-022 |
| Primary APN | 7923-22-103-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,375 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Upper Floors Area | 715 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,541 sqft (0.219 acres) |
| Lot Dimensions | 173 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 4448 E 48TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-4864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 SUMMERSFIELD PLAT 4 |
| Legal Subdivision | SUMMERSFIELD PLAT 4 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10602 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4448 E 48TH ST, DES MOINES, IA 50317-4864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on Record |
| Deed Sale | Aug 26, 2021 · Amount on Record |
| Deed Document Number | 2021-00090424 |
| Deed Book / Page | 18719 / 130 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 26, 2021 |
| Property Address | 4448 E 48TH ST, DES MOINES, IA 50317-4864 |
| Document Number | 202100090424 |
| Book / Page | 18719 / 130 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021-00090424 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4448 E 48TH ST, DES MOINES, IA 50317-4864 |
| Document Number | 202100090426 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-00090426 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Number | 202100090427 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 18719/154 |
| Instrument | 2021-00090427 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Southeast Polk Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $299,100 (+7.74%) Land $72,000 Building $227,100 | $299,100 (+7.74%) Land $72,000 Building $227,100 | |
| 2024 | $5,680.00 (+47,233.33%) | ||
| 2023 | $277,600 Land $66,600 Building $211,000 | $277,600 Land $66,600 Building $211,000 | |
| 2020 | $12.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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