Onondaga County and Clay Town property record for 4434 Millstream Dr, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,060 sqft · built 2010 |
| Lot Size | 0.666 acres (29,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Sep 2026) |
| Tax Bill | $14,001 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Mar 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 070.-03-19.0 |
| Primary APN | 312489 070.-03-19.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,060 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| 2nd Floor Area | 1,448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,009 sqft (0.666 acres) |
| Lot Dimensions | 233 ft deep x 124 ft wide |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 663 sqft |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4434 MILLSTREAM DR |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 06 - INDUS |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11232 |
Source: Onondaga County and Clay Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7418 FARMSTEAD RD, LIVERPOOL, NY 13088-4722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 29, 2026 | Warranty Deed, Transfer |
| Mar 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Dec 19, 2017 | Deed of Trust, Mortgage EMPOWER FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Prior Sale | Jun 23, 2010 · Amount on Record |
| Deed Document Number | 202633323 |
| Prior Transfer Date | Dec 21, 2016 |
| Prior Transfer Doc | 5406000813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Sep 29, 2026 |
| Property Address | 4434 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Document Number | 0000033323 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202633323 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7418 FARMSTEAD RD, LIVERPOOL, NY 13088-4722 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4434 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000007157 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 20230-00007157 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4434 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17000047099 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 170-00047099 |
| Name | EMPOWER FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 157 Months |
| Due | Jan 1, 2031 |
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Liverpool Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,001.00 Homeowner's exemption Veteran's exemption | $13,600 (-) Land $1,500 Building $12,100 | $566,667 (+14.58%) Land $62,500 Building $504,167 |
| 2024 | $13,600 (-) Land $1,500 Building $12,100 | $494,545 (+8.36%) Land $54,545 Building $440,000 | |
| 2023 | Homeowner's exemption Veteran's exemption | $13,600 Land $1,500 Building $12,100 | $456,376 Land $50,336 Building $406,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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