4437 Millstream Dr, Clay, NY 13041 Property Records

Onondaga County and Clay Town property record for 4437 Millstream Dr, Clay, NY 13041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,106 sqft · built 2010
Lot Size	0.232 acres (10,109 sqft)
Owner	Individual Name on File
Last Sale	$213,205 (Dec 2010)
Tax Bill	$9,786 (2025)
Deeds & Mortgages	Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`312489 070.-02-07.0`

Property Details

APN / Parcel Number

Primary APN	`312489 070.-02-07.0`
Alternative APN	`248907000000020070000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,168 sqft
2nd Floor Area	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,109 sqft (0.232 acres)
Lot Dimensions	108 ft deep x 93.1 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4437 MILLSTREAM DR
City	CLAY
State	NY
Zip	13041-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06 - INDUS
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	ONONDAGA NY
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3002
Census Tract	11232

Owner

Source: Onondaga County and Clay Town records · APN 312489 070.-02-07.0

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4437 MILLSTREAM DR, CLAY, NY 13041-2550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2010 · Amount on Record
Deed Sale	Dec 02, 2010 · Amount on Record
Prior Sale	Sep 30, 2010 · Amount on Record
Deed Book / Page	5147 / 77
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	4437 MILLSTREAM DR, CLAY, NY 13041-2550
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19000028057
Date	Aug 02, 2019
Instrument	190-00028057

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Onondaga County and Clay Town records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Clay Town
Unified School District	Liverpool Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,786.00	$9,100 (-) Land $1,500 Building $7,600	$379,167 (+24.17%) Land $62,500 Building $316,667
2023		$9,100 Land $1,500 Building $7,600	$305,369 Land $50,336 Building $255,033

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onondaga County (36067C), as of March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360670112323, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Based on FCC filings for 248 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3304336, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCWA public/private · serves 350,000 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.