Onondaga County and Clay Town property record for 4427 Millstream Dr, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,176 sqft · built 2010 |
| Lot Size | 0.359 acres (15,655 sqft) |
| Owner | Individual Name on File |
| Last Sale | $419,000 (May 2022) |
| Tax Bill | $12,682 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 070.-02-12.0 |
| Primary APN | 312489 070.-02-12.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| 2nd Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,655 sqft (0.359 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4427 MILLSTREAM DR |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-2550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 06 - INDUS |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11232 |
4427 Millstream Dr is owned and occupied by an individual who bought it in May 2022.
Source: Onondaga County and Clay Town records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4427 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO |
| Nov 8, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC |
| Mar 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Nov 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC |
| Feb 6, 2017 | Deed, Transfer |
| Feb 7, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on File |
| Deed Sale | May 17, 2022 · Amount on File |
| Prior Sale | Nov 8, 2021 · Amount on File |
| Prior Transfer Date | Jan 8, 2017 |
| Prior Transfer Doc | 5411000691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | May 17, 2022 |
| Property Address | 4427 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 2022000019735 |
| Instrument Date | May 9, 2022 |
| Instrument | 20220-00019735 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 169 SARATOGA DR, CLINTON, PA 15026-1108 |
| Document Number | 22000019736 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 220-00019736 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Nov 8, 2021 |
| Property Address | 4427 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 2021000053512 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 20210-00053512 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6273 ADDISON LOOMIS, CICERO, NY 13039-8685 |
| Document Number | 21000053513 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 210-00053513 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4427 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000009655 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 20210-00009655 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4427 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18000053516 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 180-00053516 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Feb 6, 2017 |
| Property Address | 4427 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 0000005411/0000000691 |
| Book / Page | 0000005411 / 0000000691 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4427 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Feb 7, 2017 |
| Property Address | 4427 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 0000005411/0000000691 |
| Book / Page | 0000005411 / 0000000691 |
| Instrument Date | Jan 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4427 MILLSTREAM DR, CLAY, NY 13041-2550 |
The 2025 property tax bill for 4427 Millstream Dr was $12,682.
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Liverpool Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,682.00 | $12,100 (-) Land $1,500 Building $10,600 | $504,167 (+14.58%) Land $62,500 Building $441,667 |
| 2024 | $12,100 (-) Land $1,500 Building $10,600 | $440,000 (+8.36%) Land $54,545 Building $385,455 | |
| 2023 | $12,100 Land $1,500 Building $10,600 | $406,040 Land $50,336 Building $355,704 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4427 Millstream Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4427 Millstream Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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