4432 Pt Vicente, Oceanside, CA 92058 Property Records

San Diego County property record for 4432 Pt Vicente, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,634 sqft · built 1981
Lot Size	0.168 acres (7,297 sqft)
Owner	2 Trust Names on File
Last Sale	$148,000 (Apr 1997)
Tax Bill	$7,110 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-491-26-00`

Property Details

APN / Parcel Number

Primary APN	`157-491-26-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,297 sqft (0.168 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4432 POINT VICENTE
City	OCEANSIDE
State	CA
Zip	92058-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 16 TR 009384
Legal Subdivision	WHELAN RANCH
Legal Tract	009384
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18608

Owner

4432 Pt Vicente is owner-occupied and held in a trust since December 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4432 POINT VICENTE, OCEANSIDE, CA 92058-6905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Intrafamily Transfer, Transfer
Dec 27, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 1997 · Amount on File
Deed Sale	Apr 28, 1997 · Amount on File
Prior Sale	Jul 18, 1990 · Amount on File
Deed Document Number	1997194171
Last Transfer Date	Dec 4, 2023
Transfer Doc	0000336152
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2023
Property Address	4432 POINT VICENTE, OCEANSIDE, CA 92058-6905
Document Number	0000336152
Map Reference	MAP 9384
Instrument Date	Dec 4, 2023
Instrument	2023-0336152
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4432 POINT VICENTE, OCEANSIDE, CA 92058-6905

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2021
Property Address	4432 POINT VICENTE, OCEANSIDE, CA 92058-6905
Document Number	0000865129
Map Reference	MAP 9384
Instrument Date	Oct 22, 2021
Instrument	2021-0865129
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	STATES TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000865130
Date	Dec 27, 2021
Instrument	2021-0865130

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4432 Pt Vicente was $7,110 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$651,405 (+2%) Land $441,631 Building $209,774
2025	$7,110.00 Homeowner's exemption	$638,633 Land $432,972 Building $205,661
2023	$6,834.00 (+1.53%)	$613,836 Land $416,160 Building $197,676
2022	$6,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4432 Pt Vicente in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4432 Pt Vicente is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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