4416 Pt Vicente, Oceanside, CA 92058 Property Records

San Diego County property record for 4416 Pt Vicente, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 1984
Lot Size	0.249 acres (10,848 sqft)
Owner	Individual Name on Record
Last Sale	$960,000 (Mar 2023)
Tax Bill	$11,134 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2023 Sale & Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`157-491-48-00`

Property Details

APN / Parcel Number

Primary APN	`157-491-48-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	10,848 sqft (0.249 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4416 POINT VICENTE
City	OCEANSIDE
State	CA
Zip	92058-6926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 91 TR 009384
Legal Subdivision	WHELAN RANCH
Legal Tract	009384
Legal Block	2
Legal Lot Number	91
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	18608

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4416 POINT VICENTE, OCEANSIDE, CA 92058-6926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Jan 12, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	202382422
Prior Transfer Date	Mar 2, 1999
Prior Transfer Doc	0000302520
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2023
Property Address	4416 POINT VICENTE, OCEANSIDE, CA 92058-6926
Document Number	0000082422
Map Reference	MAP 9384
Instrument Date	Mar 16, 2023
Instrument	2023-0082422
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 POINT VICENTE, OCEANSIDE, CA 92058-6926

Mortgage

Document Number	0000082423
Date	Mar 30, 2023
Instrument	2023-0082423

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2023
Property Address	4416 POINT VICENTE, OCEANSIDE, CA 92058-6926
Document Number	0000009923
Map Reference	MAP 9384
Instrument Date	Dec 29, 2022
Instrument	2023-0009923
Transaction Type	Construction Loan
Record Updated	Jan 24, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 OTAY LAKES RD STE 502, 502, CHULA VISTA, CA 91915-1009

Mortgage

Document Number	0000009924
Date	Jan 12, 2023
Instrument	2023-0009924

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,018,759 (+2%) Land $742,845 Building $275,914
2025	$11,134.00 (+283.4%) Homeowner's exemption	$998,784 (+286.74%) Land $728,280 Building $270,504
2023	$2,904.00 (+1.54%)	$258,254 Land $90,084 Building $168,170
2022	$2,860.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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