Pierce County property record for 4432 185th Ave E, Lake Tapps, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 4,980 sqft · built 1999 |
| Lot Size | 0.401 acres (17,465 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,370,000 (Oct 2019) |
| Tax Bill | $23,043 (2026) |
| Deeds & Mortgages | Oct 2023 Transfer Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 503800-0-290 |
| Primary APN | 503800-0-290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,980 sqft Living Area |
| Gross Area | 6,327 sqft |
| Upper Floors Area | 802 sqft |
| Basement Area | 2,091 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,465 sqft (0.401 acres) |
| Terrain | Low |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 1,272 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 521 sqft |
| Deck Area | 166 sqft |
| Patio Area | 241 sqft |
| Shed | 1 Shed |
| Shed Area | 2,091 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 4432 185TH AVE E |
|---|---|
| City | LAKE TAPPS |
| State | WA |
| Zip | 98391-9112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 16 TOWNSHIP 20 RANGE 05 QUARTER 32 LAKE TAPPS BANKERS ISLAND # 1 L 29 EASE & RESERVATION OF RECORD |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 16 |
| Legal Subdivision | LAKE TAPPS BANKERS ISLAND # 1 |
| Legal Lot Number | 29 |
| Legal Unit | 1 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 70314 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4432 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Oct 2, 2023 | Intrafamily Transfer, Transfer |
| Dec 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Oct 25, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Mar 11, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on Record |
| Deed Sale | Oct 25, 2019 · Amount on Record |
| Prior Sale | Mar 31, 1998 · Amount on Record |
| Deed Document Number | 2019782 |
| Last Transfer Date | Aug 16, 2023 |
| Transfer Doc | 0000000112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Oct 2, 2023 |
| Property Address | 4432 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 0010020112 |
| Map Reference | VOL 40 PG 12&13 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 202310020112 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4432 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | CHICAGO TITLE NCS |
| Name | Verified Name |
|---|---|
| Address | 4432 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 0012211445 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 202012211445 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92131 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Oct 25, 2019 |
| Property Address | 4432 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1910250782 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 201910250782 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,391.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4432 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1910250783 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 201910250783 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4432 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1703210268 |
| Instrument Date | Mar 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4432 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1703210268 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 201703210268 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Sumner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,043.00 (+6.58%) | $1,996,500 (+16.85%) Land $804,900 Building $1,191,600 | $1,996,500 (+16.85%) Land $804,900 Building $1,191,600 |
| 2025 | $21,620.00 (+20.49%) | ||
| 2024 | $17,943.00 (-0.18%) | $1,708,600 (-3.55%) Land $757,000 Building $951,600 | $1,708,600 (-3.55%) Land $757,000 Building $951,600 |
| 2023 | $17,976.00 | $1,771,400 Land $811,900 Building $959,500 | $1,771,400 Land $811,900 Building $959,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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