Pierce County property record for 4424 185th Ave E, Lake Tapps, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,648 sqft · built 1983 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $547,219 (Nov 2015) |
| Tax Bill | $17,323 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 503800-0-270 |
| Primary APN | 503800-0-270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,648 sqft Living Area |
| Gross Area | 3,286 sqft |
| 1st Floor Area | 1,384 sqft |
| Upper Floors Area | 1,264 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,000 sqft (0.367 acres) |
| Terrain | Low |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 530 sqft |
| Deck Area | 1,258 sqft |
| Patio Area | 1,258 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 4424 185TH AVE E |
|---|---|
| City | LAKE TAPPS |
| State | WA |
| Zip | 98391-9112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 16 TOWNSHIP 20 RANGE 05 QUARTER 32 LAKE TAPPS BANKERS ISLAND # 1 L 27 EASE & RESERVATION OF RECORD |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 16 |
| Legal Subdivision | LAKE TAPPS BANKERS ISLAND # 1 |
| Legal Lot Number | 27 |
| Legal Unit | 1 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 70314 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4424 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FEDERAL CREDIT UNION |
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FIN'L FCU |
| Aug 19, 2019 | Deed of Trust, Mortgage ELEMENTS FIN'L FCU |
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2015 · Amount on Record |
| Deed Sale | Nov 16, 2015 · Amount on Record |
| Deed Document Number | 2015186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4424 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0004260126 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 202404260126 |
| Name | ELEMENTS FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address | 225 S EAST ST STE 300, INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 15, 2049 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4424 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003150261 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 202203150261 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4424 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 2003130380 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4424 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 2003130380 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 202003130380 |
| Name | ELEMENTS FIN'L FCU |
|---|---|
| Address | INDIANAPOLIS, IN 46202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 12, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4424 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1908230402 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4424 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1908230402 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 201908230402 |
| Name | ELEMENTS FIN'L FCU |
|---|---|
| Address | INDIANAPOLIS, IN 46202 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4424 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1802090107 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4424 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1802090107 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 201802090107 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 8, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Sumner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,323.00 (+7.84%) | $1,473,100 (+14.47%) Land $794,000 Building $679,100 | $1,473,100 (+14.47%) Land $794,000 Building $679,100 |
| 2025 | $16,063.00 (+18.51%) | ||
| 2024 | $13,554.00 (-1.02%) | $1,286,900 (-4.35%) Land $742,300 Building $544,600 | $1,286,900 (-4.35%) Land $742,300 Building $544,600 |
| 2023 | $13,693.00 | $1,345,400 Land $796,100 Building $549,300 | $1,345,400 Land $796,100 Building $549,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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