Pierce County property record for 4425 185th Ave E, Lake Tapps, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,966 sqft · built 1976 |
| Lot Size | 0.333 acres (14,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $806,219 (Jun 2016) |
| Tax Bill | $18,203 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 503800-0-140 |
| Primary APN | 503800-0-140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,966 sqft Living Area |
| Gross Area | 3,510 sqft |
| 1st Floor Area | 1,562 sqft |
| Upper Floors Area | 832 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Split Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 14,500 sqft (0.333 acres) |
| Terrain | Low |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 300 sqft |
| Deck Area | 812 sqft |
| Patio Area | 812 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 4425 185TH AVE E |
|---|---|
| City | LAKE TAPPS |
| State | WA |
| Zip | 98391-9112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 16 TOWNSHIP 20 RANGE 05 QUARTER 31 LAKE TAPPS BANKERS ISLAND # 1: LAKE TAPPS BANKERS ISLAND # 1 L 14 EASE & RESERVATION OF RECORD |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 16 |
| Legal Subdivision | LAKE TAPPS BANKERS ISLAND # 1 |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 70314 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4425 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Apr 6, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Apr 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2016 · Amount on Record |
| Deed Sale | Jun 30, 2016 · Amount on Record |
| Prior Sale | Feb 10, 2012 · Amount on Record |
| Deed Document Number | 2016509 |
| Prior Transfer Date | Feb 26, 2004 |
| Prior Transfer Doc | 0000000401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4425 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 2009010665 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4425 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 2009010665 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 202009010665 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4425 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1904260412 |
| Instrument Date | Apr 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4425 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1904260412 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 201904260412 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4425 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1904260410 |
| Instrument Date | Apr 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4425 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1904260410 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 201904260410 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4425 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1712270262 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4425 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 1712270262 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 201712270262 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Sumner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,203.00 (+7.78%) | $1,555,300 (+15.37%) Land $782,100 Building $773,200 | $1,555,300 (+15.37%) Land $782,100 Building $773,200 |
| 2025 | $16,889.00 (+19.01%) | ||
| 2024 | $14,191.00 (-0.78%) | $1,348,100 (-4.12%) Land $726,600 Building $621,500 | $1,348,100 (-4.12%) Land $726,600 Building $621,500 |
| 2023 | $14,303.00 | $1,406,100 Land $779,200 Building $626,900 | $1,406,100 Land $779,200 Building $626,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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