4431 Winona Ln, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4431 Winona Ln, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,919 sqft · built 2020
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$239,100 (Aug 2020)
Tax Bill	$1,964 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-1N-29-0075-00A00-0020`

Property Details

APN / Parcel Number

Primary APN	`14-1N-29-0075-00A00-0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Heated Area
Gross Area	2,843 sqft
1st Floor Area	2,381 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	1,230 ft deep x 500 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	246 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	141N29007500A000020
Street Address	4431 WINONA LN
City	PACE
State	FL
Zip	32571-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ASHLEY PLACE PHS 1 BLK A LOT 2 AS DES IN OR 3990 PG 1660
Legal Range	29W
Legal Township	01N
Legal Section	14
Legal Subdivision	ASHLEY PLACE 1 & 2
Legal Block	A
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1013
Census Tract	10704

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4431 WINONA LN, PACE, FL 32571-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	202041513
Deed Book / Page	3990 / 1660
Record Updated	Jun 8, 2026

August 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 17, 2020
Property Address	4431 WINONA LN, PACE, FL 32571-2532
Document Number	0039901660
Book / Page	3990 / 1660
Map Reference	MB 10 PG 64
Instrument Date	Aug 12, 2020
Instrument	202041513
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 WINONA LN, PACE, FL 32571-2532

Mortgage

Document Number	0039901663
Date	Aug 17, 2020
Instrument	3990/1663

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,964.00 (+6.22%) Homeowner's exemption Widower's exemption	$191,412 (+3%)	$270,544 (+2.84%) Land $32,000 Building $238,544
2023	$1,849.00 (-0.32%) Homeowner's exemption Disabled Person's exemption	$185,837 (+3%)	$263,085 (+10.3%) Land $27,000 Building $236,085
2022	$1,855.00 Homeowner's exemption Disabled Person's exemption	$180,424	$238,526 Land $27,000 Building $211,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (1979–2020)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20