Santa Rosa County property record for 4408 Winona Ln, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,985 sqft · built 2018 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $214,100 (Oct 2018) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1N-29-0075-00F00-0110 |
| Primary APN | 14-1N-29-0075-00F00-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,985 sqft Living Area |
| Gross Area | 2,839 sqft |
| 1st Floor Area | 1,985 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 205 sqft |
| Patio Area | 187 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4408 WINONA LN |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ASHLEY PLACE PH 1 BLK F LT 11 AS DES IN OR 3774 PG 1118 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 14 |
| Legal Subdivision | ASHLEY PLACE 1 & 2 |
| Legal Block | F |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10704 |
4408 Winona Ln is owned by a company that acquired it in May 2026 and is owner-occupied.
Source: Santa Rosa County records, as of June 10, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4727 BURGESS BLVD, MILTON, FL 32571-2560 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 16, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage UNIVERSITY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on File |
| Deed Sale | Oct 16, 2018 · Amount on File |
| Deed Document Number | 201844459 |
| Deed Book / Page | 3774 / 1118 |
| Last Transfer Date | May 18, 2026 |
| Transfer Doc | 0000025691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 21, 2026 |
| Property Address | 4408 WINONA LN, MILTON, FL 32571-2531 |
| Document Number | 0000025691 |
| Book / Page | 4746 / 1649 |
| Instrument Date | May 18, 2026 |
| Instrument | 202625691 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 4727 BURGESS BLVD, MILTON, FL 32571-2560 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4408 WINONA LN, PACE, FL 32571-2531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4408 WINONA LN, PACE, FL 32571-2531 |
| Document Number | 0041080960 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 4108/960 |
| Instrument | 202127066 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 16, 2018 |
| Property Address | 4408 WINONA LN, PACE, FL 32571-2531 |
| Document Number | 0037741118 |
| Book / Page | 003774 / 001118 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 44459 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,498.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4408 WINONA LN PACE FL 325712531, PACE, FL 32571-2531 |
| Document Number | 37741120 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 003774/001120 |
| Instrument | 44460 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2048 |
The 2025 property tax bill for 4408 Winona Ln was $2,279 with a homeowner's exemption, up 3% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,279.00 (+3.03%) Homeowner's exemption | $213,949 (+2.9%) | $258,861 (-0.99%) Land $32,000 Building $226,861 |
| 2024 | $2,212.00 (+4.14%) Homeowner's exemption | $207,919 (+3%) | $261,460 (+2.89%) Land $32,000 Building $229,460 |
| 2023 | $2,124.00 (+4.68%) Homeowner's exemption | $201,863 (+4.54%) | $254,108 (+11.39%) Land $27,000 Building $227,108 |
| 2022 | $2,029.00 Homeowner's exemption | $193,101 | $228,115 Land $27,000 Building $201,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4408 Winona Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4408 Winona Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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