Santa Rosa County property record for 4451 Winona Ln, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,919 sqft · built 2018 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $323,000 (May 2024) |
| Tax Bill | $3,110 (2025) |
| Deeds & Mortgages | May 2026 Sale Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1N-29-0075-00B00-0080 |
| Primary APN | 14-1N-29-0075-00B00-0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,919 sqft Living Area |
| Gross Area | 2,657 sqft |
| 1st Floor Area | 1,919 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 174 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4451 WINONA LN |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ASHLEY PLACE PH 1 BLK B LT 8 AS DES IN OR 4505 PG 1214 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 14 |
| Legal Subdivision | ASHLEY PLACE 1 & 2 |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10704 |
Source: Santa Rosa County records · APN 14-1N-29-0075-00B00-0080
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4727 BURGESS BLVD, MILTON, FL 32571-2560 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 21, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit THE FIRST A NATIONAL BANKING ASSN |
| Oct 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Nov 29, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage SUPREME LNDG |
| Jun 26, 2018 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | Nov 29, 2018 · Amount on Record |
| Deed Document Number | 202423205 |
| Deed Book / Page | 4505 / 1214 |
| Last Transfer Date | May 18, 2026 |
| Transfer Doc | 0000025691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 21, 2026 |
| Property Address | 4451 WINONA LN, MILTON, FL 32571-2546 |
| Document Number | 0000025691 |
| Book / Page | 4746 / 1649 |
| Instrument Date | May 18, 2026 |
| Instrument | 202625691 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 4727 BURGESS BLVD, MILTON, FL 32571-2560 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4451 WINONA LN, PACE, FL 32571-2546 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4451 WINONA LN, PACE, FL 32571-2546 |
| Document Number | 0044531177 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 4453/1177 |
| Instrument | 202352517 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | MILTON, FL 32571 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4451 WINONA LN, PACE, FL 32571-2546 |
| Document Number | 0038840265 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4451 WINONA LN PACE FL 325712546, PACE, FL 32571-2546 |
| Document Number | 0038840265 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 003884/000265 |
| Instrument | 48303 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 29, 2018 |
| Property Address | 4451 WINONA LN, PACE, FL 32571-2546 |
| Document Number | 0037860646 |
| Book / Page | 003786 / 000646 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 50785 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 03, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,451.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4451 WINONA LN PACE FL 32571, PACE, FL 32571 |
| Document Number | 37860648 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 003786/000648 |
| Instrument | 50786 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4451 WINONA LN, PACE, FL 32571-2546 |
| Document Number | 0037421574 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,110.00 (+55.66%) | $249,908 (+31.1%) Land $32,000 Building $217,908 | $249,908 (-0.99%) Land $32,000 Building $217,908 |
| 2024 | $1,998.00 (+5.44%) Homeowner's exemption | $190,626 (+3.38%) | $252,401 (+3.25%) Land $32,000 Building $220,401 |
| 2023 | $1,895.00 (+2.82%) Homeowner's exemption | $184,393 (+3%) | $244,450 (+10.24%) Land $27,000 Building $217,450 |
| 2022 | $1,843.00 Homeowner's exemption | $179,022 | $221,739 Land $27,000 Building $194,739 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 230 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL1570671, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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